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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,923 | $75,962+255.3% | $154,108+75.2% | $64,173+320.6% |
| Participation rate | 94.4% | 70.4%+24.0pp | 83.0%+11.4pp | 69.6%+24.9pp |
| Annual return | -3.52% | 30.32%-33.8pp | 735.21%-738.7pp | 7.63%-11.2pp |
| Employer contribution / active EE | $16,222 | $3,350+384.2% | $5,298+206.2% | $2,381+581.4% |
| Participant deferral / active EE | $13,556 | $3,175+327.0% | $5,081+166.8% | $3,470+290.7% |
| Admin fee / account holder | $7,100 | $5,589+27.0% | $13,411-47.1% | $4,887+45.3% |