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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,325 | $77,908+436.9% | $149,696+179.4% | $75,173+456.5% |
| Participation rate | 89.4% | 65.6%+23.8pp | 78.8%+10.6pp | 67.2%+22.2pp |
| Annual return | 11.92% | 31.73%-19.8pp | 134.46%-122.5pp | 160.72%-148.8pp |
| Employer contribution / active EE | $20,454 | $3,138+551.9% | $4,821+324.3% | $2,671+665.8% |
| Participant deferral / active EE | $15,212 | $3,411+346.0% | $5,682+167.7% | $4,126+268.7% |
| Admin fee / account holder | $14,569 | $5,950+144.9% | $13,212+10.3% | $5,651+157.8% |