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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,376 | $84,236+154.5% | $170,435+25.8% | $70,126+205.7% |
| Participation rate | 93.1% | 70.8%+22.3pp | 83.6%+9.5pp | 69.5%+23.6pp |
| Annual return | 9.10% | 23.06%-14.0pp | 205.94%-196.8pp | 73.15%-64.0pp |
| Employer contribution / active EE | $20,106 | $3,387+493.6% | $5,432+270.1% | $2,343+758.3% |
| Participant deferral / active EE | $14,869 | $3,086+381.8% | $4,939+201.0% | $3,332+346.3% |
| Admin fee / account holder | $9,149 | $5,698+60.6% | $13,881-34.1% | $4,645+97.0% |