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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,589 | $81,276+464.2% | $155,574+194.8% | $80,925+466.7% |
| Participation rate | 91.7% | 66.2%+25.4pp | 78.2%+13.5pp | 67.7%+24.0pp |
| Annual return | 7.24% | 33.36%-26.1pp | 64.87%-57.6pp | 35.65%-28.4pp |
| Employer contribution / active EE | $5,764 | $3,103+85.8% | $4,676+23.3% | $2,756+109.1% |
| Participant deferral / active EE | $14,873 | $3,453+330.7% | $5,629+164.2% | $4,299+246.0% |
| Admin fee / account holder | $19,717 | $7,993+146.7% | $15,914+23.9% | $6,940+184.1% |