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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,949 | $91,198+391.2% | $178,503+150.9% | $79,856+460.9% |
| Participation rate | 90.0% | 69.2%+20.8pp | 81.9%+8.1pp | 69.6%+20.4pp |
| Annual return | 11.74% | 24.20%-12.5pp | 151.12%-139.4pp | 31.71%-20.0pp |
| Employer contribution / active EE | $19,786 | $3,257+507.6% | $5,011+294.8% | $2,471+700.7% |
| Participant deferral / active EE | $15,549 | $3,237+380.4% | $5,202+198.9% | $3,741+315.7% |
| Admin fee / account holder | $7,297 | $6,748+8.1% | $13,987-47.8% | $5,306+37.5% |