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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,202 | $85,171+283.0% | $172,752+88.8% | $72,975+347.0% |
| Participation rate | 90.0% | 70.1%+19.9pp | 82.6%+7.4pp | 69.5%+20.5pp |
| Annual return | 17.43% | 27.32%-9.9pp | 802.97%-785.5pp | 81.01%-63.6pp |
| Employer contribution / active EE | $16,359 | $3,324+392.2% | $5,144+218.0% | $2,440+570.4% |
| Participant deferral / active EE | $13,286 | $3,260+307.5% | $5,198+155.6% | $3,608+268.3% |
| Admin fee / account holder | $10,459 | $5,880+77.9% | $13,955-25.1% | $5,124+104.1% |