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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,775 | $73,848+383.1% | $143,799+148.1% | $68,486+420.9% |
| Participation rate | 89.4% | 66.7%+22.7pp | 80.3%+9.0pp | 67.9%+21.5pp |
| Annual return | -14.03% | 0.91%-14.9pp | -0.04%-14.0pp | -7.85%-6.2pp |
| Employer contribution / active EE | $19,186 | $3,184+502.5% | $4,952+287.4% | $2,597+638.9% |
| Participant deferral / active EE | $14,083 | $3,385+316.1% | $5,638+149.8% | $4,028+249.7% |
| Admin fee / account holder | $25,394 | $5,755+341.2% | $14,677+73.0% | $5,404+369.9% |