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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 04-2675571 29 SAWYER RD · WALTHAM, MA 024533483 | Advisory (Participants) | $18,133 |
UBS FINANCIAL SERVICES INC8+ years Filed as: UBS FINANCIAL SERVICES Service code 26 · EIN 13-2638166 1000 HARBOR BOULEVARD · WEEHAWKEN, NJ 07086 | Advisory (Participants) | $8,746 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,491 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,027 | $65,092+98.2% | $143,799-10.3% | $66,938+92.8% |
| Participation rate | 73.3% | 65.2%+8.1pp | 80.3%-7.0pp | 69.8%+3.5pp |
| Annual return | -18.35% | -11.14%-7.2pp | -0.04%-18.3pp | 1.58%-19.9pp |
| Employer contribution / active EE | $3,342 | $2,362+41.5% | $4,952-32.5% | $2,545+31.3% |
| Participant deferral / active EE | $4,302 | $2,920+47.3% | $5,638-23.7% | $4,238+1.5% |
| Admin fee / account holder | $818 | $502+62.8% | $14,677-94.4% | $594+37.8% |