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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC2+ years Filed as: UBS FINANCIAL SERVICES Service code 26 · EIN 13-2638166 ONE CITY CENTER · PORTLAND, ME 04112 | Advisory (Participants) | $51,577 |
R M DAVIS INC2+ years Filed as: RM DAVIS Service code 51 · EIN 01-0542772 24 CITY CENTER · PORTLAND, ME 04101 | Investment Mgmt Fees | $13,026 |
PLIMSOLL MARK CAPITAL2+ years Service code 51 · EIN 13-3799208 ONE UNION STREET · PORTLAND, ME 04101 | Investment Mgmt Fees | $6,193 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,084 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,715 | $46,732+196.8% | $156,551-11.4% | $55,167+151.4% |
| Participation rate | 96.2% | 65.8%+30.4pp | 84.0%+12.1pp | 69.0%+27.2pp |
| Annual return | 7.10% | 17.72%-10.6pp | 32.23%-25.1pp | 169.23%-162.1pp |
| Employer contribution / active EE | $4,851 | $2,105+130.4% | $5,501-11.8% | $1,963+147.2% |
| Participant deferral / active EE | $4,022 | $2,204+82.5% | $4,871-17.4% | $3,054+31.7% |
| Admin fee / account holder | $507 | $418+21.3% | $13,028-96.1% | $504+0.7% |