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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 04-2675571 | Advisory (Plan) | $21,137 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $11,171 |
Filed as: DOWNEAST PENSION SERVICES Service code 15 · EIN 01-0472857 | Recordkeeping | $2,475 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,724 | $61,356+111.4% | $149,696-13.3% | $71,511+81.4% |
| Participation rate | 80.4% | 62.5%+17.9pp | 78.8%+1.7pp | 67.9%+12.5pp |
| Annual return | 18.73% | 35.86%-17.1pp | 134.46%-115.7pp | 28.86%-10.1pp |
| Employer contribution / active EE | $3,500 | $2,382+46.9% | $4,821-27.4% | $2,589+35.2% |
| Participant deferral / active EE | $4,089 | $2,920+40.0% | $5,682-28.0% | $4,291-4.7% |
| Admin fee / account holder | $617 | $1,263-51.1% | $13,212-95.3% | $1,588-61.1% |