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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC5+ years Filed as: UBS FINANCIAL SERVICES Service code 26 · EIN 13-2638166 ONE CITY CENTER · PORTLAND, ME 04112 | Advisory (Participants) | $49,701 |
PLIMSOLL MARK CAPITAL5+ years Service code 51 · EIN 13-3799208 ONE UNION STREET · PORTLAND, ME 04101 | Investment Mgmt Fees | $8,765 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $2,376 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,616 | $52,961+165.5% | $172,752-18.6% | $65,185+115.7% |
| Participation rate | 96.0% | 66.2%+29.8pp | 82.6%+13.4pp | 70.2%+25.8pp |
| Annual return | 23.78% | 30.12%-6.3pp | 802.97%-779.2pp | 29.38%-5.6pp |
| Employer contribution / active EE | $5,190 | $2,190+137.0% | $5,144+0.9% | $2,177+138.4% |
| Participant deferral / active EE | $4,906 | $2,471+98.5% | $5,198-5.6% | $3,514+39.6% |
| Admin fee / account holder | $387 | $472-18.0% | $13,955-97.2% | $847-54.3% |