See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 32 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 20 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE CO. EIN 41-1289245 CLAIMS PROCESSOR | Claims processing; Other services Service code 12 | — | $24.5M |
| CIGNA HEALTH AND LIFE INSURANCE CO. EIN 59-1031071 CLAIM ADMINISTRATION | Other services; Named fiduciary; Direct payment from the plan; Claims processing; Non-monetary compensation; Float revenue; Participant communication; Contract Administrator Service code 12 | — | $21.5M |
| VALUEOPTIONS, INC. EIN 54-1414194 INSURANCE CARRIER | Insurance services Service code 23 | — | $2.8M |
| METROPOLITIAN LIFE INSURANCE CO. EIN 13-5581829 INSURANCE CARRIER | Contract Administrator; Claims processing Service code 12 | — | $2.1M |
| BLUECROSS BLUESHEILD OF FLORIDA EIN 59-2015694 ASO FEES | Claims processing Service code 12 | — | $1.6M |
| CNIC HEALTH SOLUTIONS EIN 71-0873411 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $620K |
| COVENTRY HEALTH CARE OF KANSAS, INC EIN 48-0840330 N/A | Insurance services Service code 23 | — | $472K |
| BARRETT & SONS EIN 59-2175197 INSURANCE BROKERS | Insurance agents and brokers Service code 22 | — | $108K |
| SUREPOINT REINSURANCE ADVISORS, LLC | Contract Administrator; Claims processing Service code 12 | — | $74K |
| WILLIS RE, INC. TPA | Claims processing; Contract Administrator Service code 12 | P.O. BOX 60820 CHARLOTTE, NC 28260 | $74K |
| TC3 HEALTH, INC. EIN 13-4346850 NETWORK PROVIDER | Other services Service code 49 | — | $53K |
| PHCS EIN 48-0840330 WRAP FEES | Other services Service code 49 | — | $14K |
| WELLDYNE EIN 84-1515837 NETWORK PROVIDER | Other services Service code 49 | — | $14K |
| BLUECROSS BLUESHIELD OF FLORIDA | Other services Service code 49 | — | $0 |
| CIGNA | Named fiduciary; Non-monetary compensation; Claims processing; Participant communication; Float revenue; Other services; Direct payment from the plan; Contract Administrator Service code 12 | — | $0 |
| SUREPOINT REINSURANCE ADVISORS TPA | Contract Administrator; Claims processing Service code 12 | 215 COMMERCIAL ST, STE 400 PORTLAND, ME 04101 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143,259 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 496 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 143,755 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | BLUECHOICE HEALTHPLAN | 701 | $483K |
| Dental(16 contracts, 5 carriers) | CONNECTICUT GENERAL LIFE INSURANCE COMPANY | 37,198 | $17.6M |
| Vision(4 contracts, 2 carriers) | EYEMED VISION CARE | 222,386 | $13.7M |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 604,902 | $64.3M |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 604,902 | $64.2M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 604,902 | $64.2M |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 712,983 | $0 |
| Other(14 contracts, 6 carriers) | CONNECTICUT GENERAL LIFE INSURANCE COMPANY | 202,965 | $15.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 712,983 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.