See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 32 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 31 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE CO. EIN 36-2739571 CLAIMS PROCESSOR | Other services; Claims processing Service code 12 | — | $28.2M |
| CIGNA HEALTH AND LIFE INSURANCE CO. EIN 59-1031071 CLAIM ADMINISTRATION | Other services; Contract Administrator; Participant communication; Float revenue; Named fiduciary; Direct payment from the plan; Non-monetary compensation; Claims processing Service code 12 | — | $22.3M |
| AETNA LIFE INSURANCE CO. EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 151 FARMINGTON AVENUE HARTFORD, CT 06156 | $19.8M |
| BEACON HEALTH OPTIONS EIN 54-1414194 INSURANCE CARRIER | Insurance services Service code 23 | — | $3.8M |
| BLUECROSS BLUESHIELD OF FLORIDA EIN 59-2015694 ASO FEES | Contract Administrator; Claims processing Service code 12 | — | $3.2M |
| METROPOLITAN LIFE INSURANCE CO. EIN 13-5581829 CLAIM ADMINISTRATOR | Contract Administrator; Claims processing Service code 12 | — | $3.0M |
| BARRETT LINER & RUSS | Insurance agents and brokers Service code 22 | — | $196K |
| BARRETT LINER & BUSS, LLC EIN 47-4575205 AGENT | Insurance agents and brokers Service code 22 | — | $0 |
| CIGNA | Other services; Direct payment from the plan; Non-monetary compensation; Claims processing; Named fiduciary; Participant communication; Float revenue; Contract Administrator Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 161,488 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 734 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 162,222 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | BLUECHOICE HEALTHPLAN | 594 | $450K |
| Dental(16 contracts, 4 carriers) | CONNECTICUT GENERAL LIFE INSURANCE COMPANY | 36,598 | $17.3M |
| Vision(4 contracts, 2 carriers) | EYEMED VISION CARE | 250,230 | $14.9M |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 644,720 | $72.0M |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 644,720 | $69.6M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 644,720 | $69.6M |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 157,217 | $7.7M |
| Other(14 contracts, 6 carriers) | CONNECTICUT GENERAL LIFE INSURANCE COMPANY | 184,285 | $14.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 644,720 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.