See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 34 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 25 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTH CARE INSURANCE EIN 36-2739571 CLAIMS PROCESSOR | Claims processing; Other services Service code 12 | — | $34.3M |
| AETNA LIFE INSURANCE CO. EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 151 FARMINGTON AVENUE HARTFORD, CT 06156 | $22.7M |
| CIGNA HEALTH AND LIFE INSURANCE CO. EIN 59-1031071 CLAIM ADMINISTRATION | Other services; Named fiduciary; Direct payment from the plan; Claims processing; Non-monetary compensation; Float revenue; Participant communication; Contract Administrator Service code 12 | — | $17.8M |
| BEACON HEALTH OPTIONS EIN 54-1414194 INSURANCE CARRIER | Insurance services Service code 23 | — | $4.0M |
| METROPOLITAN LIFE INSURANCE CO. EIN 13-5581829 CLAIM ADMINISTRATOR | Contract Administrator; Claims processing Service code 12 | — | $3.7M |
| BLUECROSS BLUESHIELD OF FLORIDA EIN 59-2015694 CONTRACT ADMIN 31351 | Claims processing; Contract Administrator; Insurance agents and brokers Service code 12 | — | $957K |
| BCBS OF FLORIDA EIN 59-2015694 PLAN SPONSOR | Claims processing; Contract Administrator; Insurance agents and brokers Service code 12 | — | $461K |
| AETNA EIN 22-2232264 AON CONSULTING | Contract Administrator Service code 13 | — | $0 |
| CIGNA | Direct payment from the plan; Other services; Named fiduciary; Claims processing; Float revenue; Participant communication; Contract Administrator; Non-monetary compensation Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 173,173 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 658 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 173,831 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 2 carriers) | COMPBENEFITS | 867 | $12.1M |
| Dental(16 contracts, 13 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 27,374 | $17.6M |
| Vision(4 contracts, 2 carriers) | EYEMED VISION CARE | 266,452 | $16.4M |
| Life insurance(3 contracts, 2 carriers) | PRUDENTIAL | 254,986 | $18.4M |
| Short-term disability(3 contracts) | PRUDENTIAL | 254,986 | $56.7M |
| Long-term disability | PRUDENTIAL | 254,986 | $0 |
| Other(6 contracts, 5 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 254,986 | $12.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 266,452 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.