Insurance carrier

LEGALPLANS, USA

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Benefit-line mix

No benefit-line contracts on file for LEGALPLANS, USA.

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
OH	1	$95K	0.0%	7.72x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of LEGALPLANS, USA's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LEGALPLANS, USA is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
BATTELLE MEMORIAL INSTITUTE BATTELLE MEMORIAL INSTITUTE LEGAL INSURANCE PLAN FOR BMI ACTIVE EMPLOYEES	OH	$95K	532	fully insured	MERCER HEALTH & BENEFITS ADMIN LLC