| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | HEALTH ADVANTAGE | — | — | $0 | 0.00% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | — | $0 | 0.00% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | US ABLE LIFE | $6K | $15 | $6K | 25.06% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $730 | $9 | $739 | 3.08% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | US ABLE LIFE | $470 | — | $470 | 1.96% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE LITTLE ROCK, AR 72116 | US ABLE LIFE | $146 | $1 | $147 | 0.61% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | US ABLE LIFE | $52 | — | $52 | 0.22% |
| JERRY DUNCAN3 | 516 E MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | US ABLE LIFE | $42 | — | $42 | 0.18% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $1K | — | $1K | 10.23% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | US ABLE LIFE | $555 | $16 | $571 | 12.88% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $63 | $10 | $73 | 1.65% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | US ABLE LIFE | $31 | — | $31 | 0.70% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE LITTLE ROCK, AR 72116 | US ABLE LIFE | $12 | $1 | $13 | 0.29% |
| JERRY DUNCAN3 | 516 E MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | US ABLE LIFE | $3 | — | $3 | 0.07% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | US ABLE LIFE | $3 | — | $3 | 0.07% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72210 | US ABLE LIFE | $432 | $11 | $443 | 10.38% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $59 | $7 | $66 | 1.55% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | US ABLE LIFE | $29 | — | $29 | 0.68% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE LITTLE ROCK, AR 72116 | US ABLE LIFE | $12 | $1 | $13 | 0.30% |
| JERRY DUNCAN3 | 516 E MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | US ABLE LIFE | $3 | — | $3 | 0.07% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | US ABLE LIFE | $3 | — | $3 | 0.07% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | US ABLE LIFE | $99 | — | $99 | 4.00% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $48 | — | $48 | 1.94% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | US ABLE LIFE | $26 | — | $26 | 1.05% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | US ABLE LIFE | $10 | — | $10 | 0.40% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | US ABLE LIFE | $3 | — | $3 | 0.12% |
| JERRY DUNCAN3 | 516 E MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | US ABLE LIFE | $2 | — | $2 | 0.08% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | US ABLE LIFE | $99 | $2 | $101 | 7.84% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $24 | $1 | $25 | 1.94% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | US ABLE LIFE | $11 | — | $11 | 0.85% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE LITTLE ROCK, AR 72116 | US ABLE LIFE | $5 | — | $5 | 0.39% |
| JERRY DUNCAN3 | 516 E MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | US ABLE LIFE | $1 | — | $1 | 0.08% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | US ABLE LIFE | $1 | — | $1 | 0.08% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | US ABLE LIFE | $300 | $3 | $303 | 25.23% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $34 | $2 | $36 | 3.00% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | US ABLE LIFE | $26 | — | $26 | 2.16% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE LITTLE ROCK, AR 72116 | US ABLE LIFE | $7 | — | $7 | 0.58% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | US ABLE LIFE | $3 | — | $3 | 0.25% |
| JERRY DUNCAN3 | 516 E MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | US ABLE LIFE | $2 | — | $2 | 0.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 192 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 192 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 97 | $612K |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 149 | $47K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 143 | $13K |
| Life insurance(2 contracts) | US ABLE LIFE | 131 | $26K |
| Prescription drug | HEALTH ADVANTAGE | 97 | $612K |
| Other(5 contracts) | US ABLE LIFE | 86 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 149 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.