Insurance carrier

HEALTH ADVANTAGE

Total premium: $36.2M
Filings: 27
Sponsors: 27
Covered lives: 8,260
Market share: 0.01%

health: 28life: 1drug: 27

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Fully insured375.0%
Mixed125.0%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Health2850.0%
Prescription drug2748.2%
Life11.8%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
AR	4	$4.9M	0.8%	220.93x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of HEALTH ADVANTAGE's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where HEALTH ADVANTAGE is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
THE WINROCK GROUP THE WINROCK GROUP WELFARE PLAN	AR	$2.3M	420	fully insured	N/A
JEFFERSON BANCSHARES, INC. JEFFERSON BANCSHARES, INC. EMPLOYEE WELFARE BENEFIT PLAN	AR	$1.3M	323	fully insured	EXPLAIN MY BENEFITS LLC
INTERNATIONAL COMPUTER SYSTEMS, INC. THE ICS, INC. PREMIUM ONLY PLAN	AR	$802K	185	mixed	HAWKINS INSURANCE AGENCY
COMMUNITY SERVICES OFFICE, INC. COMMUNITY SERVICES OFFICE, INC. EMPLOYEE BENEFITS PLAN	AR	$452K	135	fully insured	JOHN D GRANT

State

Plans

Premium

State share

Index

$4.9M

0.8%

220.93x

Sponsor

Loc

Premium

Covered

Funding

Broker

THE WINROCK GROUP

THE WINROCK GROUP WELFARE PLAN

$2.3M

420

fully insured

N/A

JEFFERSON BANCSHARES, INC.

JEFFERSON BANCSHARES, INC. EMPLOYEE WELFARE BENEFIT PLAN

$1.3M

323

fully insured

EXPLAIN MY BENEFITS LLC

INTERNATIONAL COMPUTER SYSTEMS, INC.

THE ICS, INC. PREMIUM ONLY PLAN

$802K

185

mixed

HAWKINS INSURANCE AGENCY

COMMUNITY SERVICES OFFICE, INC.

COMMUNITY SERVICES OFFICE, INC. EMPLOYEE BENEFITS PLAN

$452K

135

fully insured

JOHN D GRANT