| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | HEALTH ADVANTAGE | — | — | $0 | 0.00% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | — | $0 | 0.00% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | US ABLE LIFE | $6K | — | $6K | 23.88% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | US ABLE LIFE | $1K | — | $1K | 4.78% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | US ABLE LIFE | $140 | — | $140 | 0.52% |
| JERRY DUNCAN3 | 516 E MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | US ABLE LIFE | $115 | — | $115 | 0.43% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $0 | — | $0 | 0.00% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72210 | US ABLE LIFE | $2K | — | $2K | 24.80% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | US ABLE LIFE | $55 | — | $55 | 0.76% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | US ABLE LIFE | $6 | — | $6 | 0.08% |
| JERRY DUNCAN3 | 516 E MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | US ABLE LIFE | $4 | — | $4 | 0.06% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | US ABLE LIFE | $1K | — | $1K | 20.09% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | US ABLE LIFE | $71 | — | $71 | 1.28% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | US ABLE LIFE | $8 | — | $8 | 0.14% |
| JERRY DUNCAN3 | 516 E MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | US ABLE LIFE | $6 | — | $6 | 0.11% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | US ABLE LIFE | $113 | — | $113 | 3.70% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | US ABLE LIFE | $84 | — | $84 | 2.75% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | US ABLE LIFE | $9 | — | $9 | 0.29% |
| JERRY DUNCAN3 | 516 E MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | US ABLE LIFE | $8 | — | $8 | 0.26% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | US ABLE LIFE | $525 | — | $525 | 24.04% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | US ABLE LIFE | $105 | — | $105 | 4.81% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | US ABLE LIFE | $12 | — | $12 | 0.55% |
| JERRY DUNCAN3 | 516 E MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | US ABLE LIFE | $9 | — | $9 | 0.41% |
| HAWKINS INSURANCE AGENCY3 | 207 E CHURCH STREET MORRILTON, AR 72110 | US ABLE LIFE | $448 | — | $448 | 28.66% |
| DUSTIN PRICE3 | 1800 HIDDEN CREEK DRIVE SHERWOOD, AR 72120 | US ABLE LIFE | $18 | — | $18 | 1.15% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | US ABLE LIFE | $2 | — | $2 | 0.13% |
| JERRY DUNCAN3 | 516 E MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | US ABLE LIFE | $1 | — | $1 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 231 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 231 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 107 | $684K |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 185 | $57K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 182 | $14K |
| Life insurance(2 contracts) | US ABLE LIFE | 137 | $30K |
| Prescription drug | HEALTH ADVANTAGE | 107 | $684K |
| Other(5 contracts) | US ABLE LIFE | 141 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 185 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.