| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | HEALTH ADVANTAGE | — | — | $0 | 0.00% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | — | $0 | 0.00% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | US ABLE LIFE | $4K | — | $4K | 25.00% |
| MCCALL, MARTIN | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $818 | — | $818 | 5.00% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | US ABLE LIFE | $69 | — | $69 | 0.42% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE LITTLE ROCK, AR 72116 | US ABLE LIFE | $33 | — | $33 | 0.20% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $1K | — | $1K | 10.07% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 722103419 | US ABLE LIFE | $835 | — | $835 | 19.86% |
| MCCALL, MARTIN | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $81 | — | $81 | 1.93% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | US ABLE LIFE | $8 | — | $8 | 0.19% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE LITTLE ROCK, AR 72116 | US ABLE LIFE | $2 | — | $2 | 0.05% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | US ABLE LIFE | $288 | — | $288 | 8.58% |
| MCCALL, MARTIN | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $85 | — | $85 | 2.53% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | US ABLE LIFE | $8 | — | $8 | 0.24% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE LITTLE ROCK, AR 72116 | US ABLE LIFE | $2 | — | $2 | 0.06% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | US ABLE LIFE | $85 | — | $85 | 4.00% |
| MCCALL, MARTIN3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $64 | — | $64 | 3.01% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | US ABLE LIFE | $6 | — | $6 | 0.28% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | US ABLE LIFE | $3 | — | $3 | 0.14% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | US ABLE LIFE | $81 | — | $81 | 7.47% |
| MCCALL, MARTIN | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $32 | — | $32 | 2.95% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | US ABLE LIFE | $3 | — | $3 | 0.28% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE LITTLE ROCK, AR 72116 | US ABLE LIFE | $1 | — | $1 | 0.09% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | US ABLE LIFE | $221 | — | $221 | 25.00% |
| MCCALL, MARTIN | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $44 | — | $44 | 4.98% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | US ABLE LIFE | $4 | — | $4 | 0.45% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE LITTLE ROCK, AR 72116 | US ABLE LIFE | $2 | — | $2 | 0.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 137 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 137 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 114 | $626K |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 169 | $57K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 155 | $14K |
| Life insurance(2 contracts) | US ABLE LIFE | 131 | $18K |
| Prescription drug | HEALTH ADVANTAGE | 114 | $626K |
| Other(5 contracts) | US ABLE LIFE | 93 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 169 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.