| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | HEALTH ADVANTAGE | — | — | $0 | 0.00% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | — | $0 | 0.00% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | US ABLE LIFE | $5K | $133 | $5K | 25.62% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $1K | $63 | $1K | 5.30% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE LITTLE ROCK, AR 72116 | US ABLE LIFE | $212 | — | $212 | 1.00% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | US ABLE LIFE | $0 | $8 | $8 | 0.04% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $1K | — | $1K | 9.17% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 722103419 | US ABLE LIFE | $605 | $53 | $658 | 12.86% |
| MCCALL, MARTIN3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $99 | — | $99 | 1.94% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE LITTLE ROCK, AR 72116 | US ABLE LIFE | $20 | — | $20 | 0.39% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | US ABLE LIFE | $0 | $3 | $3 | 0.06% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | US ABLE LIFE | $478 | $23 | $501 | 10.19% |
| MCCALL, MARTIN3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $102 | $11 | $113 | 2.30% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE LITTLE ROCK, AR 72116 | US ABLE LIFE | $20 | — | $20 | 0.41% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | US ABLE LIFE | $105 | — | $105 | 4.02% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $78 | — | $78 | 2.99% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | US ABLE LIFE | $16 | — | $16 | 0.61% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | US ABLE LIFE | $150 | $5 | $155 | 10.21% |
| MCCALL, MARTIN3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $39 | $2 | $41 | 2.70% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE LITTLE ROCK, AR 72116 | US ABLE LIFE | $8 | — | $8 | 0.53% |
| HAWKINS INSURANCE AGENCY3 | 207 E. CHURCH ST. MORRILTON, AR 72110 | US ABLE LIFE | $249 | $8 | $257 | 25.86% |
| MCCALL, MARTIN3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | US ABLE LIFE | $50 | $4 | $54 | 5.43% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE LITTLE ROCK, AR 72116 | US ABLE LIFE | $10 | — | $10 | 1.01% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | US ABLE LIFE | $0 | $1 | $1 | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 160 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 160 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 114 | $567K |
| Dental | ARKANSAS BLUE CROSS AND BLUE SHIELD | 142 | $48K |
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 130 | $12K |
| Life insurance(2 contracts) | US ABLE LIFE | 112 | $24K |
| Prescription drug | HEALTH ADVANTAGE | 114 | $567K |
| Other(5 contracts) | US ABLE LIFE | 86 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.