See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLIGHT EIN 36-2235791 NONE | Claims processing Service code 12 | — | $1.5M |
| CREDENCE BLE CROSS AND BLUE SHIELD EIN 63-0103830 N/A | Float revenue; Other services; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $1.1M |
| HEATHCARE BLUE BOOK EIN 46-4399706 NONE | Claims processing; Contract Administrator Service code 12 | — | $172K |
| MERATIVE NONE | Claims processing; Contract Administrator Service code 12 | 100 PHOENIX DRIVE ANN ARBOR, MI 48108 | $162K |
| BNY MELLON EIN 25-1442864 NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $90K |
| WILLIS TOWER NONE | Claims processing; Contract Administrator Service code 12 | P.O. BOX 28852 NEW YORK, NY 100878852 | $89K |
| CAREMARK (CVS) EIN 05-0508742 N/A | Claims processing Service code 12 | — | $78K |
| BUCK CONSULTING EIN 13-3954297 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $60K |
| AON EIN 22-2232264 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $43K |
| WARREN AVERETT EIN 45-4084437 NONE | Accounting (including auditing) Service code 10 | — | $38K |
| VIVA HEALTH ADMINISTRATION, LLC EIN 63-1156363 N/A | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $9K |
| LCG ASSOCIATES EIN 75-1680350 NONE | Consulting (general) Service code 16 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 17,649 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 17,649 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM BLUE CROSS BLUE SHIELD | 21,011 | $73.7M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 1,624 | $9.0M |
| Other | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 1,624 | $9.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 21,011 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.