No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD ALABAMA EIN 63-0103830 N/A | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $5.3M |
| BLUE CROSS BLUE SHIELD OF GA INC EIN 58-1638390 N/A | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Claims processing; Contract Administrator; Float revenue Service code 12 | — | $4.9M |
| CAREMARK EIN 05-0508742 N/A | Claims processing Service code 12 | — | $1.2M |
| NEWPORT GROUP EIN 59-3099288 N/A | Consulting (general); Investment management fees paid directly by plan; Insurance brokerage commissions and fees Service code 16 | — | $94K |
| BUCK CONSULTING EIN 13-3954297 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $58K |
| THE BANK OF NY MELLON EIN 13-5160382 N/A | Investment management fees paid directly by plan; Shareholder servicing fees; Trustee (bank, trust company, or similar financial institution); Float revenue; Investment management Service code 21 | — | $47K |
| VIVA HEALTH, INC. EIN 63-1156363 N/A | Contract Administrator Service code 13 | — | $29K |
| VININGS MANAGEMENT EIN 58-2138888 NONE | Investment management fees paid directly by plan; Consulting (general) Service code 16 | — | $29K |
| ALIGHT/AON SOLUTIONS EIN 82-1061233 RECORDKEEPER | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 15 | — | $15K |
| LCG ASSOCIATES EIN 75-1680350 NONE | Consulting (general) Service code 16 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16,908 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 16,908 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 903 | $4.8M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 903 | $4.8M |
| Other | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 903 | $4.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 903 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.