No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD ALABAMA EIN 63-0103830 N/A | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $1.2M |
| BLUE CROSS BLUE SHIELD OF GA INC EIN 58-1638390 N/A | Other services; Contract Administrator; Claims processing; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $255K |
| CAREMARK (CVS) EIN 05-0508742 N/A | Claims processing Service code 12 | — | $129K |
| NEWPORT GROUP EIN 59-3099288 N/A | Consulting (general); Investment management fees paid directly by plan; Insurance brokerage commissions and fees Service code 16 | — | $93K |
| SOUTHERN COMPANY EIN 63-0274273 PLAN SPONSOR | Account maintenance fees Service code 65 | — | $75K |
| THE BANK OF NY MELLON EIN 13-5160382 TRUSTEE/CUSTODIAN | Trustee (bank, trust company, or similar financial institution); Investment management; Investment management fees paid directly by plan; Shareholder servicing fees; Float revenue Service code 21 | — | $48K |
| LCG ASSOCIATES EIN 75-1680350 NONE | Consulting (general) Service code 16 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16,402 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 16,402 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 1,213 | $6.1M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 1,213 | $6.1M |
| Other | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 1,213 | $6.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,213 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.