No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF GA INC EIN 58-0469845 N/A | Float revenue; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Direct payment from the plan Service code 12 | — | $3.4M |
| BLUE CROSS BLUE SHIELD ALABAMA EIN 63-0103830 N/A | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $1.8M |
| AON CORPORATION (HEWITT) EIN 36-3051915 N/A | Consulting (general); Direct payment from the plan; Claims processing Service code 12 | — | $1.8M |
| CAREMARK EIN 05-0508742 N/A | Direct payment from the plan; Claims processing Service code 12 | — | $266K |
| THE BANK OF NY MELLON EIN 13-5160382 N/A | Investment management fees paid directly by plan; Shareholder servicing fees; Float revenue; Trustee (bank, trust company, or similar financial institution); Investment management Service code 21 | — | $108K |
| NEWPORT GROUP EIN 59-3099288 N/A | Insurance brokerage commissions and fees; Investment management fees paid directly by plan; Consulting (general) Service code 16 | — | $83K |
| CONDUENT INCORPORATED EIN 81-2983623 N/A | Consulting (general); Direct payment from the plan Service code 16 | — | $73K |
| VALUEOPTIONS EIN 54-1692863 N/A | Claims processing; Direct payment from the plan Service code 12 | — | $67K |
| TROUTMAN SANDERS LLP EIN 58-0946915 N/A | Legal; Direct payment from the plan Service code 29 | — | $40K |
| CAPTRUST ADVISORS LLC EIN 26-0058143 N/A | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $27K |
| VIVA HEALTH, INC. EIN 63-1156363 N/A | Contract Administrator; Direct payment from the plan Service code 13 | — | $18K |
| SWARTHMORE GROUP EIN 23-3042105 N/A | Investment management; Investment management fees paid directly by plan Service code 28 | — | $10K |
| HANCOCK BANK EIN 64-0169065 N/A | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $9K |
| ALLIANCE BERNSTEIN EIN 13-4064930 N/A | Investment management; Investment management fees paid directly by plan Service code 28 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 15,981 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 15,981 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 259 | $1.3M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 259 | $1.3M |
| Other | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 259 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 259 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.