See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF GA INC EIN 58-0469845 N/A | Claims processing; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Direct payment from the plan; Contract Administrator Service code 12 | — | $3.6M |
| BLUE CROSS BLUE SHIELD ALABAMA EIN 63-0103830 N/A | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $1.9M |
| CAREMARK EIN 05-0508742 N/A | Direct payment from the plan; Claims processing Service code 12 | — | $604K |
| NEWPORT GROUP EIN 59-3099288 N/A | Insurance brokerage commissions and fees; Consulting (general); Investment management fees paid directly by plan Service code 16 | — | $131K |
| BEACON HEALTH OPTIONS, INC. EIN 54-1414194 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $65K |
| CONDUENT INCORPORATED EIN 81-2983623 N/A | Consulting (general); Direct payment from the plan Service code 16 | — | $57K |
| THE BANK OF NY MELLON EIN 13-5160382 N/A | Investment management; Float revenue; Trustee (bank, trust company, or similar financial institution); Investment management fees paid directly by plan; Shareholder servicing fees Service code 21 | — | $54K |
| TROUTMAN SANDERS LLP EIN 58-0946915 N/A | Legal; Direct payment from the plan Service code 29 | — | $35K |
| VIVA HEALTH, INC. EIN 63-1156363 N/A | Contract Administrator; Direct payment from the plan Service code 13 | — | $21K |
| SWARTHMORE GROUP EIN 23-3042105 N/A | Investment management; Investment management fees paid directly by plan Service code 28 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13,613 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 13,613 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 283 | $2.6M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 283 | $2.6M |
| Other | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 283 | $2.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 283 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.