No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD ALABAMA EIN 63-0103830 N/A | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $4.0M |
| BLUE CROSS BLUE SHIELD OF GA INC EIN 58-0469845 N/A | Contract Administrator; Claims processing; Other services; Direct payment from the plan; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $3.2M |
| ALIGHT/AON SOLUTIONS EIN 82-1061233 RECORDKEEPER | Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $1.3M |
| CAREMARK EIN 05-0508742 N/A | Claims processing Service code 12 | — | $599K |
| XEROX HR SOLUTIONS EIN 16-0468020 NONE | Other services; Contract Administrator Service code 13 | — | $273K |
| CAREOPERATIVE, LLC. EIN 20-8981027 NONE | Contract Administrator; Other services Service code 13 | — | $104K |
| TRUVEN EIN 06-1467923 NONE | Other services; Contract Administrator Service code 13 | — | $103K |
| NEWPORT GROUP EIN 59-3099288 N/A | Insurance brokerage commissions and fees; Investment management fees paid directly by plan; Consulting (general) Service code 16 | — | $88K |
| TOTAL WELLNESS EIN 47-0807842 NONE | Other services; Contract Administrator Service code 13 | — | $86K |
| LCG ASSOCIATES EIN 75-1680350 NONE | Consulting (general) Service code 16 | — | $69K |
| THE BANK OF NY MELLON EIN 13-5160382 N/A | Investment management; Float revenue; Trustee (bank, trust company, or similar financial institution); Investment management fees paid directly by plan; Shareholder servicing fees Service code 21 | — | $41K |
| VIVA HEALTH, INC. EIN 63-1156363 N/A | Contract Administrator Service code 13 | — | $27K |
| WARRANT AVARETT EIN 45-4084437 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $24K |
| WILLIS TOWERS EIN 98-0352587 N/A | Other services; Contract Administrator Service code 13 | — | $24K |
| HANCOCK BANK EIN 64-0169065 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $9K |
| VININGS MANAGEMENT EIN 58-2138888 NONE | Consulting (general); Investment management fees paid directly by plan Service code 16 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 15,904 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 15,904 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 723 | $4.0M |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 723 | $4.0M |
| Other | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 723 | $4.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 723 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.