| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGINA JESSUP GOODMAN3 | 2800 LIVERNOIS S 170 TROY, MI 48083 | BLUE CARE NETWORK OF MICHIGAN | $83K | $4K | $87K | 2.96% |
| REGINS JESSUP GOODMAN3 | 2800 LIVERNOIS SUITE 170 TROY, MI 480831212 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $10K | $5K | $15K | 4.46% |
| GOODMAN VENEGAS INSURANCE AGENCY3 Filed as: GOODMAN AND VENEGAS INSURANCE AGENC | 2800 LIVERNOIS SUITE 170 TROY, MI 48083 | DEARBORN LIFE INSURANCE COMPANY | $18K | — | $18K | 13.94% |
| KAREN PICCININI Filed as: KAREN SMYCK | — | AFLAC | $10K | $620 | $11K | 8.75% |
| PAMELA GRATES | — | AFLAC | $2K | $200 | $2K | 1.88% |
| MISCELLANEOUS AGENTS Filed as: MISCELLANEOUS | — | AFLAC | $2K | — | $2K | 1.62% |
| STEPHIEN GRACEN | — | AFLAC | $2K | $157 | $2K | 1.35% |
| RENEE M TRUDEAU Filed as: RENEE TRUDEAU | — | AFLAC | $820 | — | $820 | 0.65% |
| DEANNA BOUFFORD Filed as: DEANNA IPPER | — | AFLAC | $613 | — | $613 | 0.49% |
| SUSAN MAE DANIEL Filed as: SUSAN TAORMINO | — | AFLAC | $266 | — | $266 | 0.21% |
| CHARLOTTE R SANTA CRUZ Filed as: CHARLOTTE WHEELER | — | AFLAC | $239 | — | $239 | 0.19% |
| PAUL GLOBAL BENEFITS INC Filed as: PAUL MARTINDALE | — | AFLAC | $195 | — | $195 | 0.15% |
| ASSUREDPARTNERS Filed as: JENNIFER VANDERDONCT | — | AFLAC | $145 | — | $145 | 0.11% |
| KACY A GRUENKEMEYER Filed as: KACY GRUENKEMEYER | — | AFLAC | $117 | — | $117 | 0.09% |
| LISA A PERRI Filed as: LISA TAGESON | — | AFLAC | $112 | — | $112 | 0.09% |
| DAVID J MCCLELLAN Filed as: DAVID NAGENGAST | — | AFLAC | $111 | — | $111 | 0.09% |
| AG AND ASSOCIATES | — | AFLAC | $110 | — | $110 | 0.09% |
| LYNDA B MACDONALD Filed as: LYNDA MACDONALD | — | AFLAC | $99 | — | $99 | 0.08% |
| JENNIFER GRIFFIN | — | AFLAC | $98 | — | $98 | 0.08% |
| SUAN TAORMINO | — | AFLAC | $97 | — | $97 | 0.08% |
| JEANETTE SCHAUB Filed as: JEANETTE FOKSINSKI | — | AFLAC | $96 | — | $96 | 0.08% |
| GABRIEL TORREZ | — | AFLAC | $93 | — | $93 | 0.07% |
| THOMAS FRAZEE | — | AFLAC | $90 | — | $90 | 0.07% |
| DAVID J MCCLELLAN Filed as: DAVID REMER | — | AFLAC | $58 | — | $58 | 0.05% |
| LAYNE FINANCIAL INC Filed as: LAYNE LEEPER | — | AFLAC | $50 | — | $50 | 0.04% |
| WILLIS TOWERS WATSON US LLC Filed as: ROSE WILLS | — | AFLAC | $49 | — | $49 | 0.04% |
| DARLA STILL Filed as: DARLA SANDULA | — | AFLAC | $40 | — | $40 | 0.03% |
| ANDREW K GLAUB Filed as: ANDREW GLAUB | — | AFLAC | $38 | — | $38 | 0.03% |
| SPAZ AND GLAUB ENTERPRISES Filed as: SPAZ AND GLAUB | — | AFLAC | $37 | — | $37 | 0.03% |
| NICHOLAS E VIGIL Filed as: NICHOLAS HAMP | — | AFLAC | $37 | — | $37 | 0.03% |
| THE JAMES B OSWALD COMPANY Filed as: JAMES SNIDER | — | AFLAC | $33 | — | $33 | 0.03% |
| STEPHANIE L KESSELRING Filed as: STEPHANIE KESSELRING | — | AFLAC | $27 | — | $27 | 0.02% |
| JONATHAN DAVID BESWARICK Filed as: JONATHAN BESWARICK | — | AFLAC | $25 | — | $25 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 737 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 737 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 737 | $3.3M |
| Dental | BLUE CROSS BLUE SHIELD OF MICHIGAN | 737 | $335K |
| Vision | BLUE CROSS BLUE SHIELD OF MICHIGAN | 737 | $335K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 473 | $129K |
| Short-term disability(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 473 | $255K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 473 | $129K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 737 | $3.3M |
| Other | AFLAC | 113 | $126K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 737 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.