| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGINA JESSUP GOODMAN3 | 2800 LIVERNOIS TROY, MI 48083 | BLUE CARE NETWORK OF MICHIGAN | $36K | $5K | $41K | 1.64% |
| REGINA JESSUP GOODMAN3 | 2800 LIVERNOIS TROY, MI 48083 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $8K | $572 | $8K | 2.63% |
| KAREN PICCININI Filed as: KAREN SMYK | — | AFLAC | $14K | $1K | $15K | 10.53% |
| RENEE M TRUDEAU Filed as: RENEE TRUDEAU | — | AFLAC | $2K | $241 | $2K | 1.72% |
| ASSUREDPARTNERS Filed as: JENNIFER VENDERDONCKT | — | AFLAC | $1K | $290 | $1K | 1.03% |
| GABRIEL TORREZ | — | AFLAC | $1K | $48 | $1K | 0.78% |
| DEANNA KIPPER | — | AFLAC | $860 | — | $860 | 0.62% |
| DAVID J MCCLELLAN Filed as: DAVID NAGENGAST | — | AFLAC | $817 | $0 | $817 | 0.59% |
| ALICEN HARRISON Filed as: ALICEN SMITH | — | AFLAC | $605 | $0 | $605 | 0.43% |
| CHARLOTTE R SANTA CRUZ Filed as: CHARLOTTE WHEELER | — | AFLAC | $327 | $0 | $327 | 0.23% |
| SUSAN MAE DANIEL Filed as: SUSAN TAORMINO | — | AFLAC | $316 | $0 | $316 | 0.23% |
| JENNIFER GRIFFIN | — | AFLAC | $261 | $0 | $261 | 0.19% |
| AG AND ASSOCIATES Filed as: A G AND ASSOCIATES | — | AFLAC | $225 | $0 | $225 | 0.16% |
| JEANNETTE E FATHERREE Filed as: JEANNETTE STAPLETON | — | AFLAC | $210 | $0 | $210 | 0.15% |
| KACY A GRUENKEMEYER Filed as: KACY GRUENKEMEYER | — | AFLAC | $176 | — | $176 | 0.13% |
| STEPHEN GRACIN | — | AFLAC | $140 | $0 | $140 | 0.10% |
| LYNDA B MACDONALD Filed as: LYNDA MACDONALD | — | AFLAC | $135 | $0 | $135 | 0.10% |
| THOMAS FRAZEE | — | AFLAC | $115 | $0 | $115 | 0.08% |
| JAMES C SNIDER JR Filed as: JAMES SNIDER JR | — | AFLAC | $114 | $0 | $114 | 0.08% |
| STEPHANIE L KESSELRING Filed as: STEPHANIE KESSELRING | — | AFLAC | $112 | $0 | $112 | 0.08% |
| MARNI WARD LLC | — | AFLAC | $79 | $0 | $79 | 0.06% |
| DARLA STILL Filed as: DARLA SANDULA | — | AFLAC | $78 | $0 | $78 | 0.06% |
| SPAZ AND GLAUB ENTERPRISES | — | AFLAC | $68 | $0 | $68 | 0.05% |
| ANDREW K GLAUB Filed as: ANDREW GLAUB | — | AFLAC | $66 | $0 | $66 | 0.05% |
| MONNENCIA RILEY | — | AFLAC | $55 | $0 | $55 | 0.04% |
| THOMAS DANKO | — | AFLAC | $53 | $0 | $53 | 0.04% |
| TEAM SCOTTI Filed as: TEAM WEISS AND ASSOCIATE | — | AFLAC | $51 | $0 | $51 | 0.04% |
| NICHOLAS E VIGIL Filed as: NICHOLAS SID HAMP | — | AFLAC | $47 | $0 | $47 | 0.03% |
| GREG W WOOLLEY Filed as: GREG BEST | — | AFLAC | $45 | $0 | $45 | 0.03% |
| MICHAEL RITTER | — | AFLAC | $32 | $0 | $32 | 0.02% |
| ARNOLDO LOPEZ | — | AFLAC | $32 | $0 | $32 | 0.02% |
| PAUL MAJEWSKI | — | AFLAC | $32 | $0 | $32 | 0.02% |
| HEATHER DOLLIVER | — | AFLAC | $29 | $0 | $29 | 0.02% |
| SHERRIE LYNN BUCHANAN Filed as: SHERRIE HUMPHRIE | — | AFLAC | $26 | $0 | $26 | 0.02% |
| GERALD THORP AGENCY LLC Filed as: GERALD THORP | — | AFLAC | $26 | $0 | $26 | 0.02% |
| ALAN J ZUCCARI INC Filed as: ALAN BERGMAN | — | AFLAC | $26 | $0 | $26 | 0.02% |
| LARRY D DENNY Filed as: LARRY KESSELRING | — | AFLAC | $24 | $0 | $24 | 0.02% |
| DONNA ROSS SMITH Filed as: DONNA TACK | — | AFLAC | $23 | $0 | $23 | 0.02% |
| RANDALL D LADNER Filed as: RANDALL KIMBLER | — | AFLAC | $21 | $0 | $21 | 0.02% |
| JOSHUA DEVRIES | — | AFLAC | $21 | $0 | $21 | 0.02% |
| STEVEN RAY GRIFFIN Filed as: STEVEN PARIDEE | — | AFLAC | $15 | $6 | $21 | 0.02% |
| DAVID J MCCLELLAN Filed as: DAVID WHITFIELD | — | AFLAC | $21 | $0 | $21 | 0.02% |
| CHRISTOPHER D BOULDREY Filed as: CHRISTOPHER BOULDREY | — | AFLAC | $20 | $0 | $20 | 0.01% |
| JEFFREY C WERNER Filed as: JEFFREY WERNER | — | AFLAC | $19 | $0 | $19 | 0.01% |
| J BULLOK | — | AFLAC | $16 | $0 | $16 | 0.01% |
| HEIDI E GLAUB Filed as: HEIDI GLAUB | — | AFLAC | $11 | $0 | $11 | 0.01% |
| BRADLEY J LOWRAN Filed as: BRADLEY LOWRAN | — | AFLAC | $11 | — | $11 | 0.01% |
| ANNIE GLAUB | — | AFLAC | $11 | $0 | $11 | 0.01% |
| KRAIG SEXTON | — | AFLAC | $10 | $0 | $10 | 0.01% |
| THOMAS W BOSTON Filed as: THOMAS RINGWALD | — | AFLAC | $7 | — | $7 | 0.01% |
| MICHAEL C WALKER Filed as: MICHAEL TRUDEAU | — | AFLAC | $7 | $0 | $7 | 0.01% |
| JULIE SLAUGHTER | — | AFLAC | $7 | $0 | $7 | 0.01% |
| BRIAN DAY | — | AFLAC | $6 | $0 | $6 | 0.00% |
| MICHELLE J HALLER Filed as: MICHELLE CALVIN | — | AFLAC | $6 | $0 | $6 | 0.00% |
| DAVID J MCCLELLAN Filed as: DAVID HOPPER | — | AFLAC | $6 | $0 | $6 | 0.00% |
| MELISSA K SWAN Filed as: MELISSA SWAN | — | AFLAC | $4 | $0 | $4 | 0.00% |
| EDWARD D SOMMER Filed as: EDWARD VANWINKLE | — | AFLAC | $4 | $0 | $4 | 0.00% |
| ANDREW NAGENGAST | — | AFLAC | $4 | — | $4 | 0.00% |
| TIMOTHY J REED Filed as: TIMOTHY SANDERS | — | AFLAC | $3 | $0 | $3 | 0.00% |
| CATHERINE DANIS | — | AFLAC | $3 | $0 | $3 | 0.00% |
| JASON SCZEPANIAK | — | AFLAC | $2 | $0 | $2 | 0.00% |
| JEFFREY D HARNED Filed as: JEFFREY XAVER | — | AFLAC | $2 | $0 | $2 | 0.00% |
| TERRI PEASE Filed as: TERRI PAINE | — | AFLAC | $1 | $0 | $1 | 0.00% |
| REGINA JESSUP GOODMAN3 | 2800 LIVERNOIS TROY, MI 48083 | DEARBORN NATIONAL | $13K | — | $13K | 14.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 694 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 694 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 694 | $2.8M |
| Dental | BLUE CROSS BLUE SHIELD OF MICHIGAN | 694 | $313K |
| Vision | BLUE CROSS BLUE SHIELD OF MICHIGAN | 694 | $313K |
| Life insurance | DEARBORN NATIONAL | 497 | $85K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 497 | $224K |
| Long-term disability | DEARBORN NATIONAL | 497 | $85K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 694 | $2.8M |
| Other(2 contracts, 2 carriers) | AFLAC | 497 | $224K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 694 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.