Welfare broker

DAVID J MCCLELLAN

Mailing address (most recent filing)

2700 W NICOLE DR

SIOUX FALLS, SD 57105

Total comp: $855K
Commissions: $589K
Fees: $266K
Filings: 178
Sponsors: 178

Carrier mix

Where DAVID J MCCLELLAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY66.7%
UNUM LIFE INSURANCE COMPANY OF AMERICA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$9.0M	66.7%
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$460K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$2.9M	0.0%	7.99x
MD	1	$460K	0.1%	23.97x
FL	1	$6.1M	0.0%	8.46x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DAVID J MCCLELLAN's plans by broker comp / premium ratio. Median 0.81% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of DAVID J MCCLELLAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where DAVID J MCCLELLAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LUPIN PHARMACEUTICALS, INC. LUPIN PHARMACEUTICALS, INC HEALTH AND WELFARE BENEFITS PLAN	FL	$6.1M	$44K	UNITEDHEALTHCARE INSURANCE COMPANY
FILA USA, INC. FILA USA CAFETERIA PLAN	MD	$460K	$37K	UNUM LIFE INSURANCE COMPANY OF AMERICA
SABRE SYSTEMS, LLC SABRE SYSTEMS, LLC HEALTH AND WELFARE PLAN	PA	$2.9M	$23K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$9.0M

66.7%

UNUM LIFE INSURANCE COMPANY OF AMERICA

$460K

33.3%

State

Plans

Premium

State share

Index

$2.9M

0.0%

7.99x

$460K

0.1%

23.97x

$6.1M

0.0%

8.46x

Sponsor

Loc

Premium

Comp

Carrier

LUPIN PHARMACEUTICALS, INC.

LUPIN PHARMACEUTICALS, INC HEALTH AND WELFARE BENEFITS PLAN

$6.1M

$44K

UNITEDHEALTHCARE INSURANCE COMPANY

FILA USA, INC.

FILA USA CAFETERIA PLAN

$460K

$37K

UNUM LIFE INSURANCE COMPANY OF AMERICA

SABRE SYSTEMS, LLC

SABRE SYSTEMS, LLC HEALTH AND WELFARE PLAN

$2.9M

$23K

UNITEDHEALTHCARE INSURANCE COMPANY