Welfare broker

STEVEN RAY GRIFFIN

Mailing address (most recent filing)

1100 SUPERIOR AVE #1500

CLEVELAND, OH 44114

Total comp: $1.1M
Commissions: $979K
Fees: $143K
Filings: 68
Sponsors: 68

Carrier mix

Where STEVEN RAY GRIFFIN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$9.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$1.9M	0.0%	11.99x
ID	1	$7.3M	0.2%	132.51x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of STEVEN RAY GRIFFIN's plans by broker comp / premium ratio. Median 3.72% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of STEVEN RAY GRIFFIN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where STEVEN RAY GRIFFIN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
BISH'S RV INC. BISH'S RV INC HEALTH AND WELFARE PLAN	ID	$7.3M	$282K	BLUE CROSS OF IDAHO
A SECOND CHANCE, INC. A SECOND CHANCE, INC. HEALTH/VISION PLAN	PA	$1.9M	$69K	HIGHMARK INC.