| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGINA JESSUP GOODMAN3 | 2800 LIVERNOIS SUITE 170 TROY, MI 480831212 | BLUE CARE NETWORK OF MICHIGAN | $33K | $0 | $33K | 1.40% |
| REGINA JESSUP GOODMAN3 | 2800 LIVERNOIS SUITE 170 TROY, MI 48083 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $10K | $0 | $10K | 2.89% |
| K SMYK | 22260 WINSHALL ST CLAIR SHORES, MI 48081 | AFLAC | $7K | $713 | $8K | 6.83% |
| R TRUDEAU | 30229 SCHOENHERR WARREN, MI 48088 | AFLAC | $1K | $154 | $2K | 1.39% |
| S GRACIN | 625 E BIG BEAVER TROY, MI 48083 | AFLAC | $784 | $154 | $938 | 0.81% |
| D KIPPER | 39483HARRISON BAY HARRISON TWP, MI 48045 | AFLAC | $745 | — | $745 | 0.64% |
| S TAORMINA | 28 1ST ST MOUNT CLEMENS, MI 48043 | AFLAC | $298 | — | $298 | 0.26% |
| C WHEELER | 61687 MIRIAM DR WASHINGTON, MI 48094 | AFLAC | $293 | — | $293 | 0.25% |
| J VANDERDONCKT | 22248 WINSHALL SCS, MI 48081 | AFLAC | $257 | — | $257 | 0.22% |
| R WILLS | 7055 GIBBONS RD GRANT TOWNSHIP, MI 48032 | AFLAC | $197 | $56 | $253 | 0.22% |
| K GRUENKEMEYER | 558 CLINGMANS CHATTANOOGA, TN 37419 | AFLAC | $149 | — | $149 | 0.13% |
| D NAGENGAST | 3487 LINDEN RD FLINT, MI 48507 | AFLAC | $144 | — | $144 | 0.12% |
| G TORREZ | 30800 TELEGRAPH BINGHAM FARMS, MI 48025 | AFLAC | $144 | — | $144 | 0.12% |
| J GRIFFIN | 32419 HOLDEN DR WARREN, MI 48092 | AFLAC | $143 | — | $143 | 0.12% |
| AG AND ASSOCIATES Filed as: AG ASSOCIATES | PO BOX 339 BELLAIRE, MI 49615 | AFLAC | $143 | — | $143 | 0.12% |
| J FOKSINSKI | 601 ABBOTT DR DETROIT, MI 48226 | AFLAC | $125 | — | $125 | 0.11% |
| L MACDONALD | 24584 KINGS POINT NOVI, MI 48375 | AFLAC | $107 | — | $107 | 0.09% |
| T FRAZEE | 26400 LAHSER SOUTHFIELD, MI 48033 | AFLAC | $98 | — | $98 | 0.08% |
| D SANDULA | 34706 CENTAUR CLINTON TWP, MI 48035 | AFLAC | $71 | — | $71 | 0.06% |
| MISC BROKERS - COLONIAL LIFE INS Filed as: MISC BROKERS | — | AFLAC | $68 | — | $68 | 0.06% |
| J SNIDER | 457 MANOR RD MAITLAND, FL 32751 | AFLAC | $63 | — | $63 | 0.05% |
| SPAZ AND GLAUB ENTERPRISES | PO BOX 339 BELLAIRE, WI 49615 | AFLAC | $57 | — | $57 | 0.05% |
| A GALUB | PO BOX 339 BELLAIRE, MI 49615 | AFLAC | $45 | — | $45 | 0.04% |
| N HAMP | — | AFLAC | $41 | — | $41 | 0.04% |
| T DANKO | — | AFLAC | $41 | — | $41 | 0.04% |
| S KESSELRING | — | AFLAC | $33 | — | $33 | 0.03% |
| ARNOLDO LOPEZ | — | AFLAC | $32 | — | $32 | 0.03% |
| P MAJEWSKI | — | AFLAC | $32 | — | $32 | 0.03% |
| HUMPHREY STUMP & HAYNIE INS AGENCY Filed as: S HUMPHREY | — | AFLAC | $29 | — | $29 | 0.02% |
| DONNA ROSS SMITH Filed as: DONNA TAACK | — | AFLAC | $21 | — | $21 | 0.02% |
| H DOLLIVER | — | AFLAC | $18 | — | $18 | 0.02% |
| BERGMANN, KRISTOPHER A Filed as: A BERGMANN | — | AFLAC | $18 | — | $18 | 0.02% |
| C BOULDREY | — | AFLAC | $16 | — | $16 | 0.01% |
| R KIMBLER | — | AFLAC | $14 | — | $14 | 0.01% |
| HUMPHREY STUMP & HAYNIE INS AGENCY Filed as: S HUMPHREY | — | AFLAC | $13 | — | $13 | 0.01% |
| BULLOCK, MICHAEL Filed as: J BULLOCK | — | AFLAC | $12 | — | $12 | 0.01% |
| GREG W WOOLLEY Filed as: GREG BEST | — | AFLAC | $11 | — | $11 | 0.01% |
| RITTER AND ASSOCIATES LLC Filed as: M RITTER | — | AFLAC | $10 | — | $10 | 0.01% |
| GOODMAN VENEGAS INSURANCE AGENCY3 | 2800 LIVERNOIS RD. SUITE 170 TROY, MI 48083 | DEARBORN LIFE INSURANCE COMPANY | $12K | — | $12K | 14.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 688 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 688 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 688 | $2.7M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 688 | $434K |
| Vision | BLUE CROSS BLUE SHIELD OF MICHIGAN | 688 | $352K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 477 | $82K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 477 | $199K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 477 | $82K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 688 | $2.7M |
| Other(2 contracts, 2 carriers) | AFLAC | 477 | $199K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 688 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.