Welfare broker

GOODMAN VENEGAS INSURANCE AGENCY

Mailing address (most recent filing)

2800 LIVERNOIS ROAD

SUITE 170

TROY, MI 48083

Total comp: $369K
Commissions: $356K
Fees: $13K
Filings: 12
Sponsors: 12

Carrier mix

Where GOODMAN VENEGAS INSURANCE AGENCY places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT25.0%
METROPOLITAN LIFE INSURANCE COMPANY25.0%
BLUE CARE NETWORK OF MICHIGAN25.0%
ALLIANCE HEALTH AND LIFE INSURANCE COMPANY25.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	1	$63K	25.0%
METROPOLITAN LIFE INSURANCE COMPANY	1	$153K	25.0%
BLUE CARE NETWORK OF MICHIGAN	1	$4.2M	25.0%
ALLIANCE HEALTH AND LIFE INSURANCE COMPANY	1	$2.7M	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MI	4	$7.2M	0.1%	41.16x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GOODMAN VENEGAS INSURANCE AGENCY's plans by broker comp / premium ratio. Median 4.82% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of GOODMAN VENEGAS INSURANCE AGENCY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where GOODMAN VENEGAS INSURANCE AGENCY is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
IRB MEDICAL EQUIPMENT LLC IRB MEDICAL EQUIPMENT LLC EMPLOYEE BENEFITS PLAN	MI	$2.7M	$97K	ALLIANCE HEALTH & LIFE INSURANCE COMPANY
EISSMANN AUTOMOTIVE, INC. EISSMANN AUTOMOTIVE, INC. WELFARE BENEFIT PLAN	MI	$4.2M	$71K	BLUE CARE NETWORK OF MI
RAPID GLOBAL BUSINESS SOLUTIONS, INC. RAPID GLOBAL BUSINESS SOLUTIONS, INC. EMPLOYEE BENEFITS PLAN	MI	$153K	$9K	METROPOLITAN LIFE INSURANCE COMPANY
POLYMERICA, LLC GLOBAL ENTERPRISES WELFARE BENEFIT PLAN	MI	$63K	$6K	HARTFORD LIFE AND ACCIDENT