| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REGINA JESSUP GOODMAN3 | 2800 LIVERNOIS SUITE 170 TROY, MI 48083 | BLUE CARE NETWORK | $35K | $2K | $37K | 1.44% |
| REGINA JESSUP GOODMAN3 | 2800 LIVERNOIS SUITE 170 TROY, MI 48083 | BLUE CROSS BLUE SHIELD | $9K | $42 | $9K | 2.73% |
| KAREN PICCININI3 Filed as: KAREN SMYK | — | AFLAC | $6K | $37 | $6K | 5.88% |
| RENEE M TRUDEAU Filed as: RENEE TRUDEAU | — | AFLAC | $1K | $9 | $1K | 1.19% |
| STEPHEN GRACIN | — | AFLAC | $669 | $9 | $678 | 0.65% |
| DEANNA KIPPER | — | AFLAC | $675 | — | $675 | 0.65% |
| SUSAN MAE DANIEL Filed as: SUSAN TAORMINA | — | AFLAC | $266 | — | $266 | 0.25% |
| CHARLOTTE R SANTA CRUZ Filed as: CHARLOTTE WHEELER | — | AFLAC | $240 | — | $240 | 0.23% |
| DAVID J MCCLELLAN Filed as: DAVID NAGENGAST | — | AFLAC | $133 | — | $133 | 0.13% |
| KACY A GRUENKEMEYER Filed as: KACY GRUENKEMEYER | — | AFLAC | $132 | — | $132 | 0.13% |
| AG AND ASSOCIATES | — | AFLAC | $128 | — | $128 | 0.12% |
| GABRIEL TORREZ | — | AFLAC | $125 | — | $125 | 0.12% |
| JENNIFER GRIFFIN | — | AFLAC | $119 | — | $119 | 0.11% |
| LYNDA B MACDONALD Filed as: LYNDA MACDONALD | — | AFLAC | $99 | — | $99 | 0.09% |
| JEANETTE SCHAUB Filed as: JEANETTE FOKSINSKI | — | AFLAC | $97 | — | $97 | 0.09% |
| THOMAS FRAZEE | — | AFLAC | $90 | — | $90 | 0.09% |
| MISC BROKERS - COLONIAL LIFE INS Filed as: MISC. BROKERS | — | AFLAC | $79 | — | $79 | 0.08% |
| WILLIS TOWERS WATSON US LLC Filed as: ROSE WILLS | — | AFLAC | $67 | — | $67 | 0.06% |
| DARLA STILL Filed as: DARLA SANDULA | — | AFLAC | $64 | — | $64 | 0.06% |
| SPAZ AND GLAUB ENTERPRISES | — | AFLAC | $48 | — | $48 | 0.05% |
| SHERRIE HUMPHRY | — | AFLAC | $39 | — | $39 | 0.04% |
| NICHOLAS E VIGIL Filed as: NICHOLAS HAMP | — | AFLAC | $38 | — | $38 | 0.04% |
| THOMAS DANKO | — | AFLAC | $38 | — | $38 | 0.04% |
| ANDREW K GLAUB Filed as: ANDREW GLAUB | — | AFLAC | $38 | — | $38 | 0.04% |
| STEPHANIE L KESSELRING Filed as: STEPHANIE KESSELRING | — | AFLAC | $31 | — | $31 | 0.03% |
| THE JAMES B OSWALD COMPANY Filed as: JAMES SNIDER | — | AFLAC | $28 | — | $28 | 0.03% |
| PAUL MAJEWSKI | — | AFLAC | $24 | — | $24 | 0.02% |
| THE JAMES B OSWALD COMPANY Filed as: JAMES SNYDER | — | AFLAC | $20 | — | $20 | 0.02% |
| DONNA ROSS SMITH Filed as: DONNA TAACK | — | AFLAC | $19 | — | $19 | 0.02% |
| ALAN BERGMANN | — | AFLAC | $17 | — | $17 | 0.02% |
| HEALTHER DOLLIVER | — | AFLAC | $15 | — | $15 | 0.01% |
| CHRISTOPHER D BOULDREY Filed as: CHRISTOPHER BOULDRY | — | AFLAC | $14 | — | $14 | 0.01% |
| PAMELA GRATES | — | AFLAC | $12 | — | $12 | 0.01% |
| JAMES BULLOCK | — | AFLAC | $10 | — | $10 | 0.01% |
| GOODMAN VENEGAS INSURANCE AGENCY3 | 2800 LIVERNOIS SUITE 170 TROY, MI 48083 | DEARBORN LIFE INSURANCE COMPANY | $13K | $0 | $13K | 14.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 681 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 681 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK | 681 | $2.9M |
| Dental | BLUE CROSS BLUE SHIELD | 681 | $343K |
| Vision | BLUE CROSS BLUE SHIELD | 681 | $343K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 608 | $88K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 608 | $192K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 608 | $88K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK | 681 | $2.9M |
| Other | AFLAC | 0 | $104K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 681 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.