| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GOODMAN VENEGAS INSURANCE AGENCY3 Filed as: GOODMAN VENEGAS INS AGENCY | 2800 LIVERNOIS TROY, MI 48083 | BLUE CARE NETWORK OF MICHIGAN | $28K | $0 | $28K | 1.58% |
| GOODMAN VENEGAS INSURANCE AGENCY3 Filed as: GOODMAN VENEGAS INS AGENCY | 2800 LIVERNOIS TROY, MI 48083 | BLUE CARE NETWORK OF MICHIGAN | $6K | $0 | $6K | 1.96% |
| GOODMAN VENEGAS INSURANCE AGENCY3 Filed as: GOODMAN VENEGAS INS AGENCY | 2800 LIVERNOIS TROY, MI 48083 | BLUE CARE NETWORK OF MICHIGAN | $4K | $0 | $4K | 2.83% |
| GOODMAN VENEGAS INSURANCE AGENCY3 | 2800 LIVERNOIS SUITE 170 TROY, MI 48083 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 3.00% |
| KAREN PICCININI Filed as: KAREN SMYK | 22260 WINSHALL ST CLAIR SHORES, MI 48081 | AFLAC | $15K | $693 | $15K | 12.48% |
| RENEE M TRUDEAU Filed as: RENEE TRUDEAU | 30229 SCHOENHERR STE 100 WARREN, MI 48088 | AFLAC | $2K | $268 | $2K | 1.90% |
| JENNIFER VANDERDONCKT | 22248 WINSHALL ST CLAIR SHORES, MI 48081 | AFLAC | $2K | $0 | $2K | 1.56% |
| DEANNA KIPPER | 39483 HARRISON BAY HARRISON TOWNSHIP, MI 48045 | AFLAC | $901 | — | $901 | 0.74% |
| MONNENCIA RILEY | 61715 NEW HAVEN LENOX, MI 48048 | AFLAC | $681 | $0 | $681 | 0.56% |
| CHARLOTTE R SANTA CRUZ Filed as: CHARLOTTE WHEELER | 6187 MIRIAM WASHINGTON, MI 48094 | AFLAC | $357 | $0 | $357 | 0.29% |
| SUSAN MAE DANIEL Filed as: SUSAN TAORMINA | 28 1ST ST. MOUNT CLEMENS, MI 48043 | AFLAC | $333 | $0 | $333 | 0.27% |
| DAVID C NAGENGAST Filed as: DAVID NAGENNAST | 3487 S. LINDEN RD SUITE Z FLINT, MI 48507 | AFLAC | $323 | $0 | $323 | 0.26% |
| JENNIFER GRIFFIN | 32419 HOLDEN WARREN, MI 48092 | AFLAC | $285 | $0 | $285 | 0.23% |
| AG AND ASSOCIATES | 2150 ASSOCIATION DRIVE STE 150 OKEMOS, MI 48864 | AFLAC | $249 | $0 | $249 | 0.20% |
| STEVEN RAY GRIFFIN Filed as: STEVEN PARIDEE | PO BOX 3549 ST. CLAIR SHORES, MI 48081 | AFLAC | $238 | $0 | $238 | 0.20% |
| JEANNETTE E FATHERREE Filed as: JEANNETTE STAPLETON | 27735 JEFFERSON AVE ST. CLAIR SHORES, MI 48081 | AFLAC | $238 | $0 | $238 | 0.20% |
| KACY A GRUENKEMEYER Filed as: KACY GRUENKEMEYER | 5530 WEST PARKWAY SUITE 100 JOHNSTON, IA 50131 | AFLAC | $211 | $0 | $211 | 0.17% |
| LYNDA B MACDONALD Filed as: LYNDA MACDONALD | 28655 OAKMONTE CIRCLE WEST NEW HUDSON, MI 48165 | AFLAC | $154 | $0 | $154 | 0.13% |
| STEPHEN GRACIN | 625 E BIG BEAVER TROY, MI 48083 | AFLAC | $118 | $0 | $118 | 0.10% |
| THE JAMES B OSWALD COMPANY Filed as: JAMES SNIDER | 2301 LUCIEN WAY MAITLAND, FL 32751 | AFLAC | $112 | — | $112 | 0.09% |
| DARLA STILL Filed as: DARLA SANDULA | 34706 CENTAUR CLINTON TOWNSHIP, MI 48035 | AFLAC | $97 | $0 | $97 | 0.08% |
| GABRIEL TORREZ | 30800 TELEGRAPH BINGHAM FARMS, MI 48025 | AFLAC | $65 | $0 | $65 | 0.05% |
| SPAZ AND GLAUB ENTERPRISES Filed as: SPAZ AND GAUB ENT. | 2150 ASSOCIATION DRIVE STE 150 OKEMOS, MI 48864 | AFLAC | $61 | $0 | $61 | 0.05% |
| ANDREW K GLAUB Filed as: ANDREW GLAUB | 2150 ASSOCIATION DRIVE STE 150 OKEMOS, MI 48864 | AFLAC | $61 | $0 | $61 | 0.05% |
| THOMAS DANKO | 2030 34 MILE RD BRUCE TWP, MI 48065 | AFLAC | $54 | $0 | $54 | 0.04% |
| PAUL MAJEWSKI | 4488 JACKSON SUITE1 ANN ARBOR, MI 48103 | AFLAC | $37 | $0 | $37 | 0.03% |
| STEPHANIE L KESSELRING Filed as: STEPHANIE KESSELRING | 3141 ROLLING GREEN CT MILFORD, MI 48380 | AFLAC | $35 | $0 | $35 | 0.03% |
| MICHAEL RITTER | 580 FOREST AVE PLYMOUTH, MI 48170 | AFLAC | $33 | $0 | $33 | 0.03% |
| MICHAEL C WALKER Filed as: MICHAEL TRUDEAU | 30229 SCHOENHERR RD WARREN, MI 48088 | AFLAC | $29 | $4 | $33 | 0.03% |
| SHERRIE HUMPHREY | 28 1ST STREET MOUNT CLEMENS, MI 48043 | AFLAC | $27 | $0 | $27 | 0.02% |
| ALAN J ZUCCARI INC Filed as: ALAN BERGMAN | 2831 KISTLER BATTLE CREEK, MI 49014 | AFLAC | $26 | $0 | $26 | 0.02% |
| DAVID J MCCLELLAN Filed as: DAVID WHITFIELD | 29193 NORTHWESTERN HWY SOUTHFIELD, MI 48034 | AFLAC | $21 | $0 | $21 | 0.02% |
| HEATHER DOLLIVER | 2150 ASSOCIATION DRIVE STE 150 OKEMOS, MI 48864 | AFLAC | $21 | $0 | $21 | 0.02% |
| JOSHUA DEVRIES | 110 TREALOUT FENTON, MI 48430 | AFLAC | $20 | $0 | $20 | 0.02% |
| NICHOLAS E VIGIL Filed as: NICHOLAS SID HAMP | 5151 GATEWAY CENTER FLINT, MI 48507 | AFLAC | $15 | $0 | $15 | 0.01% |
| CHRISTOPHER D BOULDREY Filed as: CHRISTOPHER BOULDREY | PO BOX 602 CONCORD, MI 19237 | AFLAC | $13 | $0 | $13 | 0.01% |
| BRADLEY J LOWRAN Filed as: BRADLEY LOWRAN | 9553 E WALKABOUT TRAVERSE CITY, MI 49684 | AFLAC | $11 | $0 | $11 | 0.01% |
| JEFFERY C. WERNER Filed as: JEFFERY WERNER | 18096 TRUDY SPRING LAKE, MI 49456 | AFLAC | $11 | $0 | $11 | 0.01% |
| RANDALL D LADNER Filed as: RANDALL KIMBLER | PO BOX 302 HESPERIA, MI 49421 | AFLAC | $11 | $0 | $11 | 0.01% |
| GREG W WOOLLEY Filed as: GREG BEST | 3487 S LINDEN FLINT, MI 48507 | AFLAC | $11 | $0 | $11 | 0.01% |
| JAMES BULLOCK | 3715 POWDERHORN OKEMOS, MI 48864 | AFLAC | $10 | $0 | $10 | 0.01% |
| GOODMAN VENEGAS INSURANCE AGENCY3 | 2800 LIVERNOIS TROY, MI 48083 | BLUE CROSS AND BLUE SHIELD OF MICHIGAN | $2K | $0 | $2K | 2.73% |
| GOODMAN VENEGAS INSURANCE AGENCY3 Filed as: GOODMAN VENEGAS INS AGENCY | 2800 LIVERNOIS TROY, MI 48083 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $1K | $0 | $1K | 2.78% |
| GOODMAN VENEGAS INSURANCE AGENCY3 Filed as: GOODMAN VENEGAS INS AGENCY | 2800 LIVERNOIS TROY, MI 48083 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $0 | $5K | 15.00% |
| GOODMAN VENEGAS INSURANCE AGENCY3 | 2800 LIVERNOIS TROY, MI 48083 | LINCOLN NATIONAL LIFE INSURANCE | $2K | $0 | $2K | 10.34% |
| GOODMAN VENEGAS INSURANCE AGENCY3 | 2800 LIVERNOIS TROY, MI 48083 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 15.00% |
| GOODMAN VENEGAS INSURANCE AGENCY3 | 2800 LIVERNOIS TROY, MI 48083 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 12.11% |
| GOODMAN VENEGAS INSURANCE AGENCY3 Filed as: GOODMAN VENEGAS INS AGENCY | 2800 LIVERNOIS TROY, MI 48083 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $294 | $0 | $294 | 3.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 626 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 626 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 457 | $2.4M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 291 | $140K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 626 | $45K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 168 | $139K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 49 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 626 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.