Welfare broker

PAUL GLOBAL BENEFITS INC

Mailing address (most recent filing)

153 CORNERSTONE DRIVE

SOUTH WINDSOR, CT 06074

Total comp: $903K
Commissions: $767K
Fees: $136K
Filings: 50
Sponsors: 50

Carrier mix

Where PAUL GLOBAL BENEFITS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

DEAN HEALTH PLAN INC50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
DEAN HEALTH PLAN INC	1	$2.3M	50.0%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$6.7M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
WI	1	$2.3M	0.0%	26.54x
CT	1	$6.7M	0.1%	51.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PAUL GLOBAL BENEFITS INC's plans by broker comp / premium ratio. Median 2.44% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of PAUL GLOBAL BENEFITS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where PAUL GLOBAL BENEFITS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SCIENTIFIC PROTEIN LABORATORIES, LLC SCIENTIFIC PROTEIN LABS, LLC CAFETERIA PLAN	WI	$2.3M	$95K	DEAN HEALTH PLAN INC
WITHERS BERGMAN LLP WITHERS BERGMAN LLP WELFARE BENEFITS PLAN	CT	$6.7M	$51K	CIGNA HEALTH AND LIFE INSURANCE COMPANY

Carrier

Plans

Premium

DEAN HEALTH PLAN INC

$2.3M

50.0%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$6.7M

50.0%

State

Plans

Premium

State share

Index

$2.3M

0.0%

26.54x

$6.7M

0.1%

51.86x

Sponsor

Loc

Premium

Comp

Carrier

SCIENTIFIC PROTEIN LABORATORIES, LLC

SCIENTIFIC PROTEIN LABS, LLC CAFETERIA PLAN

$2.3M

$95K

DEAN HEALTH PLAN INC

WITHERS BERGMAN LLP

WITHERS BERGMAN LLP WELFARE BENEFITS PLAN

$6.7M

$51K

CIGNA HEALTH AND LIFE INSURANCE COMPANY