Welfare broker

PAUL GLOBAL BENEFITS INC

Mailing address (most recent filing)

153 CORNERSTONE DR

SOUTH WINDSOR, CT 06074

Total comp: $562K
Commissions: $452K
Fees: $110K
Filings: 48
Sponsors: 48

Carrier mix

Where PAUL GLOBAL BENEFITS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CIGNA HEALTH AND LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$6.7M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CT	1	$6.7M	0.1%	105.23x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of PAUL GLOBAL BENEFITS INC's plans by broker comp / premium ratio. Median 0.76% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of PAUL GLOBAL BENEFITS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where PAUL GLOBAL BENEFITS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WITHERS BERGMAN LLP WITHERS BERGMAN LLP WELFARE BENEFITS PLAN	CT	$6.7M	$51K	CIGNA HEALTH AND LIFE INSURANCE COMPANY