| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD FLOOR 11 ROLLING MDWS, IL 60008 | PRINCIPAL LIFE INSURANCE COMPANY | $444K | $72K | $516K | 7.30% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | HCC LIFE INSURANCE COMPANY | $16K | — | $16K | 2.00% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $63K | — | $63K | 10.10% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $35K | — | $35K | 5.55% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $25K | — | $25K | 3.94% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $24K | — | $24K | 3.81% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $15K | — | $15K | 2.42% |
| L H WHITAKER ENTERPRISES INC3 Filed as: WHITAKER, MIKALA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 1.30% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 1.04% |
| THOMAS W BOSTON3 Filed as: THOMAS, TRISTAN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 0.81% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.20% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $546 | — | $546 | 0.09% |
| W F HILL AND ASSOCIATES INC3 Filed as: HILL, CORRIE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $514 | — | $514 | 0.08% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $231 | — | $231 | 0.04% |
| MARTIN INSURANCE GROUP3 Filed as: MARTIN, NICHOLAS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $48 | — | $48 | 0.01% |
| JARRELLS, SKYLAR3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $97K | — | $97K | 19.00% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $58K | — | $58K | 11.42% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $46K | — | $46K | 9.11% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $46K | — | $46K | 9.11% |
| L H WHITAKER ENTERPRISES INC3 Filed as: WHITAKER, MIKALA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $25K | — | $25K | 4.84% |
| THOMAS W BOSTON3 Filed as: THOMAS, TRISTAN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 2.39% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $9K | — | $9K | 1.84% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $829 | — | $829 | 0.16% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $367 | — | $367 | 0.07% |
| W F HILL AND ASSOCIATES INC3 Filed as: HILL, CORRIE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $365 | — | $365 | 0.07% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $159 | — | $159 | 0.03% |
| SILVERS, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $12 | — | $12 | 0.00% |
| PHELPS, MITCH3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$3K | — | -$3K | -0.59% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 2807 CLINTON, IA 52733 | AMERITAS LIFE INSURANCE CORP. | $31K | — | $31K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD FLOOR 21 ROLLING MDWS, IL 60008 | AMERITAS LIFE INSURANCE CORP. | — | $2K | $2K | 0.71% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $37K | — | $37K | 14.06% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $22K | — | $22K | 8.38% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $17K | — | $17K | 6.46% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $17K | — | $17K | 6.32% |
| L H WHITAKER ENTERPRISES INC3 Filed as: WHITAKER, MIKALA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $9K | — | $9K | 3.34% |
| THOMAS W BOSTON3 Filed as: THOMAS, TRISTAN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 1.61% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 1.38% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.68% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.40% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $794 | — | $794 | 0.30% |
| CLOUATRE, SERGE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $103 | — | $103 | 0.04% |
| W F HILL AND ASSOCIATES INC3 Filed as: HILL, CORRIE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $52 | — | $52 | 0.02% |
| KEMP G PILE3 Filed as: KEMP, TERESA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $33 | — | $33 | 0.01% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $26 | — | $26 | 0.01% |
| HANSON, MARC3 Filed as: HANSON, ANGELA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$12 | — | -$12 | -0.00% |
| HAWKINS INSURANCE AGENCY3 Filed as: HAWKINS, LAURA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$60 | — | -$60 | -0.02% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 10.99% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 8.62% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 5.90% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.39% |
| L H WHITAKER ENTERPRISES INC3 Filed as: WHITAKER, MIKALA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 2.31% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 2.11% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $221 | — | $221 | 0.35% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $92 | — | $92 | 0.15% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $75 | — | $75 | 0.12% |
| BALDWIN KRYSTYN SHERMAN PARTNERS3 Filed as: BALDWIN, ANGELA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $40 | — | $40 | 0.06% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $34 | — | $34 | 0.05% |
| ENGLISH, LAURA3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $26 | — | $26 | 0.04% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 6.57% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $934 | — | $934 | 2.34% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $701 | — | $701 | 1.75% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $423 | — | $423 | 1.06% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $162 | — | $162 | 0.41% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $53 | — | $53 | 0.13% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4 | — | $4 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,443 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 23 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,466 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 7,443 | $7.1M |
| Vision | AMERITAS LIFE INSURANCE CORP. | 5,368 | $308K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 7,443 | $7.1M |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 7,443 | $7.1M |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 7,443 | $7.1M |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 6,960 | $816K |
| Other(6 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 7,443 | $8.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,443 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.