| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD FLOOR 11 ROLLING MEADOWS, IL 60008 | PRINCIPAL LIFE INSURANCE COMPANY | $352K | $53K | $405K | 6.39% |
| UTIC INSURANCE COMPANY3 | 450 RIVERCHASE PARKWAY EAST BIRMINGHAM, AL 35244 | BCS INSURANCE COMPANY | — | $73K | $73K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES, INC. | TWO PIERCE PLACE FLOOR 14 ITASCA, IL 60143 | BCS INSURANCE COMPANY | $15K | — | $15K | 2.00% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $34K | — | $34K | 6.96% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $30K | — | $30K | 6.10% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $28K | — | $28K | 5.83% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $23K | — | $23K | 4.83% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $23K | — | $23K | 4.68% |
| KAYNA CLEMONS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 1.51% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.43% |
| CORRIE PERSING3 Filed as: CORRIE HILL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.26% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $920 | — | $920 | 0.19% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $567 | — | $567 | 0.12% |
| SKYLAR D BERDAUS3 Filed as: SKYLAR JARRELLS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $39 | — | $39 | 0.01% |
| DENNIS FENNELL3 Filed as: DENNIS WOODRUFF | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $30 | — | $30 | 0.01% |
| HEATH BENEFIT PARTNERS INSURANCE3 Filed as: HEATH OLALDE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $20 | — | $20 | 0.00% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY DOBBS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $16 | — | $16 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2315 ENTERPRISE DRIVE SUITE 105 WESTCHESTER, IL 60154 | AMERITAS LIFE INSURANCE CORP. | $38K | — | $38K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 50 BRAINTREE HILL OFFICE PARK SUITE 310 BRAINTREE, MA 02184 | AMERITAS LIFE INSURANCE CORP. | — | $4K | $4K | 0.98% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $16K | — | $16K | 5.22% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $11K | — | $11K | 3.66% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 3.17% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $9K | — | $9K | 2.91% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANCER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 2.22% |
| KAYNA CLEMONS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.74% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.43% |
| CORRIE PERSING3 Filed as: CORRIE HILL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $720 | — | $720 | 0.24% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $583 | — | $583 | 0.19% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $317 | — | $317 | 0.10% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 2.83% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 1.99% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 1.64% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 1.43% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.64% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $732 | — | $732 | 0.35% |
| MARY ANN TRICE3 Filed as: MARY TRICE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $325 | — | $325 | 0.16% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $268 | — | $268 | 0.13% |
| CORRIE PERSING3 Filed as: CORRIE HILL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $118 | — | $118 | 0.06% |
| ANGELA MASSARELLI3 Filed as: ANGELA HANSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $98 | — | $98 | 0.05% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $53 | — | $53 | 0.03% |
| ALYSON MARIE MCMAHON3 Filed as: ALYSON BALLARD | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $25 | — | $25 | 0.01% |
| TERESA BURNETT3 Filed as: TERESA KEMP | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| KAYNA CLEMONS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$64 | — | -$64 | -0.03% |
| ALLIED BENEFIT SYSTEMS, LLC3 Filed as: ALLIED BENEFIT SYSTEMS INC. | 200 WEST ADAMS SUITE 500 CHICAGO, IL 60606 | AMERICAN NATIONAL INSURANCE COMPANY | $45K | — | $45K | 41.36% |
| THE HORTON GROUP3 Filed as: HORTON INSURANCE AGENCY, INC. | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | AMERICAN NATIONAL INSURANCE COMPANY | $9K | — | $9K | 8.60% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 5.92% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 5.61% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 4.65% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.36% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 1.60% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $454 | — | $454 | 0.67% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $371 | — | $371 | 0.55% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $290 | — | $290 | 0.43% |
| ASSUREDPARTNERS3 Filed as: JENNIFER BENTON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $148 | — | $148 | 0.22% |
| KAYNA CLEMONS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $145 | — | $145 | 0.21% |
| BRANDIN DRIVER3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $14 | — | $14 | 0.02% |
| LAURA MCCLUNG PLYLER3 Filed as: LAURA ENGLISH | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 4.55% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 3.64% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 3.39% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $584 | — | $584 | 1.57% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $430 | — | $430 | 1.16% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $258 | — | $258 | 0.70% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $192 | — | $192 | 0.52% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $116 | — | $116 | 0.31% |
| KAYNA CLEMONS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $36 | — | $36 | 0.10% |
| RANDAL R YURCZYK3 Filed as: RANDAL DALE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $296 | $112 | $408 | 13.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,982 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,006 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 7,306 | $6.3M |
| Vision | AMERITAS LIFE INSURANCE CORP. | 12,366 | $377K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 7,306 | $6.3M |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 7,306 | $6.3M |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 7,306 | $6.3M |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | BCS INSURANCE COMPANY | 7,163 | $836K |
| Other(7 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 7,306 | $7.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,366 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.