| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD FLOOR 11 ROLLING MDWS, IL 60008 | PRINCIPAL LIFE INSURANCE COMPANY | $413K | $39K | $452K | 6.30% |
| UTIC INSURANCE COMPANY3 | 450 RIVERCHASE PARKWAY EAST BIRMINGHAM, AL 35244 | BCS INSURANCE COMPANY | — | $85K | $85K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES, INC. | TWO PIERCE PLACE FLOOR 14 ITASCA, IL 60143 | BCS INSURANCE COMPANY | $25K | — | $25K | 3.00% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $49K | — | $49K | 8.73% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $29K | — | $29K | 5.15% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $23K | — | $23K | 4.14% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $18K | — | $18K | 3.21% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $15K | — | $15K | 2.65% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 0.92% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.26% |
| W F HILL AND ASSOCIATES INC3 Filed as: HILL, CORRIE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $667 | — | $667 | 0.12% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $644 | — | $644 | 0.11% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $299 | — | $299 | 0.05% |
| WOODRUFF-SAWYER & CO3 Filed as: WOODRUFF, DENNIS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $26 | — | $26 | 0.00% |
| JARRELLS, SKYLAR3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $18 | — | $18 | 0.00% |
| OLADLDE, HEATH3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $17 | — | $17 | 0.00% |
| DOBBS, GARY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1000 EAST WARRENVILLE ROAD SUITE 230 NAPERVILLE, IL 60563 | AMERITAS LIFE INSURANCE CORP. | $37K | — | $37K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD FLOOR 21 ROLLING MEADO, IL 60008 | AMERITAS LIFE INSURANCE CORP. | — | $4K | $4K | 1.07% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $45K | — | $45K | 12.49% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $21K | — | $21K | 5.76% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $18K | — | $18K | 4.95% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 2.23% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 1.78% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.64% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.29% |
| W F HILL AND ASSOCIATES INC3 Filed as: HILL, CORRIE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $528 | — | $528 | 0.15% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $470 | — | $470 | 0.13% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $231 | — | $231 | 0.06% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $25K | — | $25K | 10.96% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 5.13% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 4.42% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 2.06% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 1.65% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.99% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.61% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.44% |
| ADERHOLT, TIMOTHY3 Filed as: ADERHOLT, ANDREW | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $129 | — | $129 | 0.06% |
| W F HILL AND ASSOCIATES INC3 Filed as: HILL, CORRIE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $69 | — | $69 | 0.03% |
| KEMP G PILE3 Filed as: KEMP, TERESA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $47 | — | $47 | 0.02% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $30 | — | $30 | 0.01% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 5.94% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.56% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.17% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 2.12% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $409 | — | $409 | 0.59% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $259 | — | $259 | 0.37% |
| ENGLISH, LAURA3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $76 | — | $76 | 0.11% |
| DIRVER, BRANDI3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$1 | — | -$1 | -0.00% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$14 | — | -$14 | -0.02% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$27 | — | -$27 | -0.04% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 11.32% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 4.83% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 3.78% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $632 | — | $632 | 1.75% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $219 | — | $219 | 0.61% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $137 | — | $137 | 0.38% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $8 | — | $8 | 0.02% |
| DALE I DAVIS3 Filed as: DALE, RANDAL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2 | — | $2 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,049 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,057 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 8,049 | $7.2M |
| Vision | AMERITAS LIFE INSURANCE CORP. | 5,454 | $366K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 8,049 | $7.2M |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 8,049 | $7.2M |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 8,049 | $7.2M |
| Stop-loss / reinsurancereinsurance | BCS INSURANCE COMPANY | 7,570 | $849K |
| Other(6 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 8,049 | $8.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,049 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.