| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD FLOOR 11 ROLLING MDWS, IL 60008 | PRINCIPAL LIFE INSURANCE COMPANY | $432K | $152K | $584K | 8.06% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 300 SOUTH RIVERSIDE PLAZA SUITE 1900 CHICAGO, IL 60606 | HCC LIFE INSURANCE COMPANY | $17K | — | $17K | 2.00% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $48K | — | $48K | 8.07% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $28K | — | $28K | 4.71% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $21K | — | $21K | 3.49% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 1.59% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 1.22% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 0.49% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.21% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $574 | — | $574 | 0.10% |
| W F HILL AND ASSOCIATES INC3 Filed as: HILL, CORRIE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $521 | — | $521 | 0.09% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $234 | — | $234 | 0.04% |
| DOBBS, GARY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $40 | — | $40 | 0.01% |
| WOODRUFF-SAWYER & CO3 Filed as: WOODRUFF, DENNIS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $36 | — | $36 | 0.01% |
| HAWIKINS, LAURA3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $19 | — | $19 | 0.00% |
| JARRELLS, SKYLAR3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $13 | — | $13 | 0.00% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $50K | — | $50K | 10.68% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $31K | — | $31K | 6.69% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $25K | — | $25K | 5.29% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $20K | — | $20K | 4.29% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $19K | — | $19K | 4.06% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 1.34% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.23% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $474 | — | $474 | 0.10% |
| W F HILL AND ASSOCIATES INC3 Filed as: HILL, CORRIE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $430 | — | $430 | 0.09% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $189 | — | $189 | 0.04% |
| J KING INSURANCE INC3 Filed as: KING, JEANNIE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $17 | — | $17 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1000 EAST WARRENVILLE ROAD SUITE 230 NAPERVILLE, IL 60563 | AMERITAS LIFE INSURANCE CORP. | $36K | — | $36K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD FLOOR 21 ROLLING MDWS, IL 60008 | AMERITAS LIFE INSURANCE CORP. | — | $2K | $2K | 0.70% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 3.08% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 2.88% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 1.83% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 1.20% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 1.16% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.76% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.39% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $874 | — | $874 | 0.33% |
| W F HILL AND ASSOCIATES INC3 Filed as: HILL, CORRIE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $55 | — | $55 | 0.02% |
| KEMP G PILE3 Filed as: KEMP, TERESA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $36 | — | $36 | 0.01% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $24 | — | $24 | 0.01% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.06% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 2.45% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 2.31% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $734 | — | $734 | 1.23% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $430 | — | $430 | 0.72% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $229 | — | $229 | 0.38% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $99 | — | $99 | 0.17% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $95 | — | $95 | 0.16% |
| ENGLISH, LAURA3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $56 | — | $56 | 0.09% |
| BALDWIN KRYSTYN SHERMAN PARTNERS3 Filed as: BALDWIN, ANGELA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $50 | — | $50 | 0.08% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $44 | — | $44 | 0.07% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 13.09% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 5.24% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 4.44% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $441 | — | $441 | 1.25% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $168 | — | $168 | 0.48% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $58 | — | $58 | 0.16% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4 | — | $4 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,378 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 27 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,405 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 7,378 | $7.2M |
| Vision | AMERITAS LIFE INSURANCE CORP. | 5,165 | $357K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 7,378 | $7.2M |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 7,378 | $7.2M |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 7,378 | $7.2M |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 6,943 | $848K |
| Other(6 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 7,378 | $8.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,378 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.