| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD FLOOR 11 ROLLING MEADOWS, IL 60008 | PRINCIPAL LIFE INSURANCE COMPANY | $382K | $50K | $432K | 6.55% |
| UTIC INSURANCE COMPANY3 | 450 RIVERCHASE PARKWAY EAST BIRMINGHAM, AL 35244 | BCS INSURANCE COMPANY | — | $77K | $77K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES, INC. | TWO PIERCE PLACE FLOOR 14 ITASCA, IL 60143 | BCS INSURANCE COMPANY | $15K | — | $15K | 2.00% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $34K | — | $34K | 6.38% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $31K | — | $31K | 5.71% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $30K | — | $30K | 5.52% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $28K | — | $28K | 5.19% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $24K | — | $24K | 4.38% |
| KAYNA CLEMONS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 1.55% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.31% |
| CORRIE PERSING3 Filed as: CORRIE HILL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $909 | — | $909 | 0.17% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $746 | — | $746 | 0.14% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $408 | — | $408 | 0.08% |
| DENNIS FENNELL3 Filed as: DENNIS WOODRUFF | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $28 | — | $28 | 0.01% |
| SKYLAR D BERDAUS3 Filed as: SKYLAR JARRELLS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $19 | — | $19 | 0.00% |
| HEATH BENEFIT PARTNERS INSURANCE3 Filed as: HEATH OLALDE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $18 | — | $18 | 0.00% |
| GARRY L JOHNSON & ASSOCIATES INC3 Filed as: GARRY DOBBS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $15 | — | $15 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1000 EAST WARRENVILLE ROAD SUITE 230 NAPERVILLE, IL 60563 | AMERITAS LIFE INSURANCE CORP. | $34K | — | $34K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD FLOOR 21 ROLLING MEADOW, IL 60008 | AMERITAS LIFE INSURANCE CORP. | — | $3K | $3K | 0.92% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $22K | — | $22K | 6.59% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $18K | — | $18K | 5.51% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $16K | — | $16K | 4.83% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $15K | — | $15K | 4.61% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $14K | — | $14K | 4.25% |
| KAYNA CLEMONS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 1.40% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.35% |
| CORRIE PERSING3 Filed as: CORRIE HILL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $645 | — | $645 | 0.19% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $520 | — | $520 | 0.16% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $283 | — | $283 | 0.08% |
| MICHAEL C WALKER3 Filed as: MICHAEL SILVERS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $10 | — | $10 | 0.00% |
| MITCHELL HECTOR MORALES3 Filed as: MITCHELL PHELPS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| MARCUS A THOMAS3 Filed as: MARCUS RICH | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$1 | — | -$1 | -0.00% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 5.55% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $9K | — | $9K | 4.36% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 3.46% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 3.45% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 3.40% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 1.08% |
| KAYNA CLEMONS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 1.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.48% |
| CORRIE PERSING3 Filed as: CORRIE HILL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $99 | — | $99 | 0.05% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $44 | — | $44 | 0.02% |
| TERESA BURNETT3 Filed as: TERESA KEMP | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| ALYSON MARIE MCMAHON3 Filed as: ALYSON BALLARD | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$15 | — | -$15 | -0.01% |
| ANGELA MASSARELLI3 Filed as: ANGELA HANSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$47 | — | -$47 | -0.02% |
| MARY ANN TRICE3 Filed as: MARY TRICE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$147 | — | -$147 | -0.07% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.93% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.91% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.37% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $800 | — | $800 | 1.15% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $722 | — | $722 | 1.04% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $542 | — | $542 | 0.78% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $483 | — | $483 | 0.70% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $271 | — | $271 | 0.39% |
| KAYNA CLEMONS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $222 | — | $222 | 0.32% |
| LAURA MCCLUNG PLYLER3 Filed as: LAURA ENGLISH | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $76 | — | $76 | 0.11% |
| BRANDIN DRIVER3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| ASSUREDPARTNERS3 Filed as: JENNIFER BENTON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$40 | — | -$40 | -0.06% |
| ALLIED BENEFIT SYSTEMS, LLC3 Filed as: ALLIED BENEFIT SYSTEMS INC. | — | AMERICAN NATIONAL INSURANCE COMPANY | $17K | — | $17K | 40.11% |
| THE HORTON GROUP3 Filed as: HORTON INSURANCE AGENCY | — | AMERICAN NATIONAL INSURANCE COMPANY | $3K | — | $3K | 7.86% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $896 | — | $896 | 2.47% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $819 | — | $819 | 2.25% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $535 | — | $535 | 1.47% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $386 | — | $386 | 1.06% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $242 | — | $242 | 0.67% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $83 | — | $83 | 0.23% |
| RANDAL R YURCZYK3 Filed as: RANDAL DALE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| KAYNA CLEMONS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$13 | — | -$13 | -0.04% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$41 | — | -$41 | -0.11% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | -$50 | — | -$50 | -0.14% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $104 | $223 | $327 | 31.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,856 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 23 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,879 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 7,856 | $6.6M |
| Vision | AMERITAS LIFE INSURANCE CORP. | 5,085 | $336K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 7,856 | $6.6M |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 7,856 | $6.6M |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 7,856 | $6.6M |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | BCS INSURANCE COMPANY | 7,080 | $813K |
| Other(7 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 7,856 | $7.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,856 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.