| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PLACE 14TH FLOOR ITASCA, IL 60143 | PRINCIPAL LIFE INSURANCE COMPANY | $186K | $30K | $216K | 7.53% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PLACE FLOOR 21 ITASCA, IL 60143 | PRINCIPAL LIFE INSURANCE COMPANY | $29K | $7K | $35K | 1.23% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PLACE 14TH FLOOR ITASCA, IL 60143 | PRINCIPAL LIFE INSURANCE COMPANY | $174K | $29K | $203K | 10.96% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PLACE FLOOR 21 ITASCA, IL 60143 | PRINCIPAL LIFE INSURANCE COMPANY | $28K | — | $28K | 1.54% |
| GLEN EDWARD WALKER3 | 7456 TWIN BROOK DRIVE CHATTANOOGA, TN 37421 | PRINCIPAL LIFE INSURANCE COMPANY | -$18K | — | -$18K | -0.96% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PLACE 14TH FLOOR ITASCA, IL 60143 | PRINCIPAL LIFE INSURANCE COMPANY | $46K | $27K | $73K | 8.27% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PLACE FLOOR 21 ITASCA, IL 60143 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $6K | $9K | 1.06% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $29K | — | $29K | 6.76% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $22K | — | $22K | 5.14% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $20K | — | $20K | 4.58% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY CRAIG WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $18K | — | $18K | 4.15% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 0.60% |
| CORRIE PERSING3 Filed as: CORRIE HILL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.43% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.26% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $831 | — | $831 | 0.19% |
| KAYNA CLEMONS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $694 | — | $694 | 0.16% |
| PATRICIA A DUNCAN3 Filed as: PATRICIA AGUILERA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $84 | — | $84 | 0.02% |
| SKYLAR D BERDAUS3 Filed as: SKYLAR JARRELLS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $48 | — | $48 | 0.01% |
| HEATH BENEFIT PARTNERS INSURANCE3 Filed as: HEATH OLALDE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PLACE 14TH FLOOR ITASCA, IL 60143 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | — | $12K | 2.82% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2315 ENTERPRISE DRIVE SUITE 105 WESTCHESTER, IL 60154 | AMERITAS LIFE INSURANCE CORP. | $34K | — | $34K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 50 BRAINTREE HILL OFFICE PARK SUITE 310 BRAINTREE, MA 02184 | AMERITAS LIFE INSURANCE CORP. | — | $1K | $1K | 0.43% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 3.63% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 3.47% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY CRAIG WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 3.40% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 3.30% |
| DARREN D RIDDLE3 Filed as: DARREN D ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 2.62% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.57% |
| CORRIE PERSING3 Filed as: CORRIE HILL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $973 | — | $973 | 0.34% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $725 | — | $725 | 0.25% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $429 | — | $429 | 0.15% |
| JASON SCZEPANIAK3 Filed as: JASON HURST | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $256 | — | $256 | 0.09% |
| ANGELA MASSARELLI3 Filed as: ANGELA RAMOS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $9K | — | $9K | 4.21% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 2.92% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY CRAIG WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 2.57% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 1.75% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 1.55% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 1.51% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.68% |
| CORRIE PERSING3 Filed as: CORRIE HILL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $148 | — | $148 | 0.07% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $67 | — | $67 | 0.03% |
| TERESA BURNETT3 Filed as: TERESA KEMP | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $11 | — | $11 | 0.01% |
| ALLIED BENEFIT SYSTEMS, LLC3 Filed as: ALLIED BENEFIT SYSTEMS INC | — | AMERICAN NATIONAL INSURANCE COMPANY | $27K | — | $27K | 33.59% |
| THE HORTON GROUP3 | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | AMERICAN NATIONAL INSURANCE COMPANY | $6K | — | $6K | 7.81% |
| ELLIS CONSULTANTS3 | 5909 WEST LOOP SOUTH SUITE 660 BELLAIRE, TX 77401 | AMERICAN NATIONAL INSURANCE COMPANY | $4K | — | $4K | 4.99% |
| ALLIED BENEFIT SYSTEMS, LLC3 Filed as: ALLIED BENEFIT SYSTEMS INC | — | AMERICAN NATIONAL INSURANCE COMPANY | $19K | — | $19K | 31.56% |
| THE HORTON GROUP3 | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | AMERICAN NATIONAL INSURANCE COMPANY | $3K | — | $3K | 5.46% |
| ELLIS CONSULTANTS3 | 5909 WEST LOOP SOUTH SUITE 660 BELLAIRE, TX 77401 | AMERICAN NATIONAL INSURANCE COMPANY | $2K | — | $2K | 3.46% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 4.43% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 4.05% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.21% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY CRAIG WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 1.76% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $494 | — | $494 | 0.83% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $325 | — | $325 | 0.54% |
| CESAR V. GOLDMAN3 Filed as: CESAR REYES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $294 | — | $294 | 0.49% |
| BRIAN WHITE3 Filed as: BRIAN KEITH CARDEN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $133 | — | $133 | 0.22% |
| MATTHEW G BERGER3 Filed as: MATTHEW KOPPIN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $41 | — | $41 | 0.07% |
| GEOFFREY MALAIS3 Filed as: GEOFFREY DEMORE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $18 | — | $18 | 0.03% |
| LAURA MCCLUNG PLYLER3 Filed as: LAURA ENGLISH | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 8.73% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 7.92% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 5.51% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY CRAIG WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 2.92% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $861 | — | $861 | 2.37% |
| RANDAL R YURCZYK3 Filed as: RANDAL DALE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $481 | — | $481 | 1.32% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $285 | — | $285 | 0.78% |
| ROSA ORTIZ3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $59 | — | $59 | 0.16% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $337 | $24 | $361 | 10.72% |
| ALLIED BENEFIT SYSTEMS, LLC3 Filed as: ALLIED BENEFIT SYSTEMS INC | 200 WEST ADAMS SUITE 500 CHICAGO, IL 60606 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $337 | — | $337 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,217 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,217 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 5,320 | $3.7M |
| Vision | AMERITAS LIFE INSURANCE CORP. | 4,963 | $339K |
| Life insurance(4 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 7,450 | $4.2M |
| Short-term disability(3 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 7,450 | $3.1M |
| Long-term disability(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 3,357 | $2.7M |
| Stop-loss / reinsurancereinsurance(3 contracts, 2 carriers) | BCS INSURANCE COMPANY | 7,387 | $1.0M |
| Other(10 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 7,450 | $7.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,450 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.