| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PLACE FLOOR 21 ITASCA, IL 60143 | PRINCIPAL LIFE INSURANCE COMPANY | $260K | — | $260K | 5.03% |
| UTIC INSURANCE COMPANY3 | 450 RIVERCHASE PARKWAY EAST BIRMINGHAM, AL 35244 | BCS INSURANCE COMPANY | — | $92K | $92K | 10.00% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $16K | — | $16K | 3.84% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $16K | — | $16K | 3.68% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY CRAIG WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 2.71% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $11K | — | $11K | 2.49% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $9K | — | $9K | 2.21% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.47% |
| KAYNA CLEMONS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.33% |
| CORRIE PERSING3 Filed as: CORRIE HILL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.32% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $900 | — | $900 | 0.21% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $612 | — | $612 | 0.14% |
| PATRICIA A DUNCAN3 Filed as: PATRICIA AGUILERA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $61 | — | $61 | 0.01% |
| SKYLAR D BERDAUS3 Filed as: SKYLAR JARRELLS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $37 | — | $37 | 0.01% |
| DENNIS FENNELL3 Filed as: DENNIS MARK WOODRUFF | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $26 | — | $26 | 0.01% |
| HEATH BENEFIT PARTNERS INSURANCE3 Filed as: HEATH OLALDE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $17 | — | $17 | 0.00% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY DOBBS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2315 ENTERPRISE DRIVE SUITE 105 WESTCHESTER, IL 60154 | AMERITAS LIFE INSURANCE CORP. | $33K | — | $33K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 50 BRAINTREE HILL OFFICE PARK SUITE 310 BRAINTREE, MA 02184 | AMERITAS LIFE INSURANCE CORP. | — | $3K | $3K | 0.95% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $21K | — | $21K | 7.94% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $16K | — | $16K | 5.91% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $14K | — | $14K | 5.12% |
| DARREN D RIDDLE3 Filed as: DARREN D ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 4.54% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY CRAIG WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $11K | — | $11K | 4.15% |
| KAYNA CLEMONS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 1.75% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.57% |
| CORRIE PERSING3 Filed as: CORRIE HILL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $955 | — | $955 | 0.35% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $677 | — | $677 | 0.25% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $405 | — | $405 | 0.15% |
| JASON SCZEPANIAK3 Filed as: JASON HURST | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $207 | — | $207 | 0.08% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 4.97% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $9K | — | $9K | 3.82% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 2.78% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY CRAIG WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 2.66% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 2.57% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 1.45% |
| KAYNA CLEMONS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.93% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.65% |
| CORRIE PERSING3 Filed as: CORRIE HILL | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $133 | — | $133 | 0.06% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $60 | — | $60 | 0.03% |
| TERESA BURNETT3 Filed as: TERESA KEMP | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $9 | — | $9 | 0.00% |
| ALLIED BENEFIT SYSTEMS, LLC3 Filed as: ALLIED BENEFIT SYSTEMS | 200 WEST ADAMS SUITE 500 CHICAGO, IL 60606 | AMERICAN NATIONAL INSURANCE COMPANY | $45K | — | $45K | 36.11% |
| THE HORTON GROUP3 Filed as: HORTON INSURANCE AGENCY, INC. | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | AMERICAN NATIONAL INSURANCE COMPANY | $9K | — | $9K | 7.51% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 5.95% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.82% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.30% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY CRAIG WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $966 | — | $966 | 1.65% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $796 | — | $796 | 1.36% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $444 | — | $444 | 0.76% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $349 | — | $349 | 0.60% |
| CESAR V. GOLDMAN3 Filed as: CESAR REYES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $292 | — | $292 | 0.50% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM LACOUNT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $202 | — | $202 | 0.35% |
| BRIAN WHITE3 Filed as: BRIAN KEITH CARDEN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $132 | — | $132 | 0.23% |
| KAYNA CLEMONS3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $60 | — | $60 | 0.10% |
| MATTHEW G BERGER3 Filed as: MATTHEW KOPPIN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $41 | — | $41 | 0.07% |
| LAURA MCCLUNG PLYLER3 Filed as: LAURA ENGLISH | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $9 | — | $9 | 0.02% |
| GEOFFREY MALAIS3 Filed as: GEOFFREY DEMORE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| TIMOTHY J REED3 Filed as: TIMOTHY ADERHOLT | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $648 | — | $648 | 1.66% |
| COREY HULSEY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $600 | — | $600 | 1.53% |
| YOLY DALE3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $549 | — | $549 | 1.40% |
| JOHNNY RUNNELLS3 Filed as: JOHNNY CRAIG WILSON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $303 | — | $303 | 0.77% |
| MICHAEL C WALKER3 Filed as: MICHAEL BULLOCK | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $255 | — | $255 | 0.65% |
| RANDY L BENNETT3 Filed as: RANDY REEVES | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $64 | — | $64 | 0.16% |
| ROSA ORTIZ3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $46 | — | $46 | 0.12% |
| DARREN D RIDDLE3 Filed as: DARREN ALEXANDER | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| RANDAL R YURCZYK3 Filed as: RANDAL DALE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $316 | $13 | $329 | 10.43% |
| ALLIED BENEFIT SYSTEMS, LLC3 Filed as: ALLIED BENEFIT SYSTEMS INC | 200 WEST ADAMS SUITE 500 CHICAGO, IL 60606 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $316 | — | $316 | 10.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,103 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 25 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,128 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 7,704 | $5.2M |
| Vision | AMERITAS LIFE INSURANCE CORP. | 4,948 | $325K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 7,704 | $5.2M |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 7,704 | $5.2M |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 7,704 | $5.2M |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | BCS INSURANCE COMPANY | 7,290 | $1.0M |
| Other(7 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 7,704 | $6.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,704 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.