| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD FLOOR 11 ROLLING MDWS, IL 60008 | PRINCIPAL LIFE INSURANCE COMPANY | $416K | $25K | $440K | 6.34% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 300 SOUTH RIVERSIDE PLAZA SUITE 1900 CHICAGO, IL 60606 | HCC LIFE INSURANCE COMPANY | $17K | — | $17K | 2.00% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $48K | — | $48K | 7.59% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $34K | — | $34K | 5.43% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $25K | — | $25K | 3.97% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $21K | — | $21K | 3.25% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $18K | — | $18K | 2.85% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 1.00% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.26% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $737 | — | $737 | 0.12% |
| W F HILL AND ASSOCIATES INC3 Filed as: HILL, CORRIE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $692 | — | $692 | 0.11% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $311 | — | $311 | 0.05% |
| WOODRUFF-SAWYER & CO3 Filed as: WOODRUFF, DENNIS | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $21 | — | $21 | 0.00% |
| JARRELLS, SKYLAR3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $21 | — | $21 | 0.00% |
| OLADLDE, HEATH3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| DOBBS, GARY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| COUCH & HEPLER LLC3 Filed as: COUCH, SARAH | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $36K | — | $36K | 8.43% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $24K | — | $24K | 5.46% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $18K | — | $18K | 4.24% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $15K | — | $15K | 3.40% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $13K | — | $13K | 3.10% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 1.05% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 0.24% |
| W F HILL AND ASSOCIATES INC3 Filed as: HILL, CORRIE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $466 | — | $466 | 0.11% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $463 | — | $463 | 0.11% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $204 | — | $204 | 0.05% |
| J KING INSURANCE INC3 Filed as: KING, JEANNIE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $106 | — | $106 | 0.02% |
| BAILEY & ASSOCIATES FINANCIAL3 Filed as: BAILEY, GRACIE | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $27 | — | $27 | 0.01% |
| NEAL E. DAILY3 Filed as: NEAL, JASON | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $13 | — | $13 | 0.00% |
| SILVERS, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $12 | — | $12 | 0.00% |
| PHELPS, MITCH3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1000 EAST WARRENVILLE ROAD SUITE 230 NAPERVILLE, IL 60563 | AMERITAS LIFE INSURANCE CORP. | $38K | — | $38K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD FLOOR 21 ROLLING MDWS, IL 60008 | AMERITAS LIFE INSURANCE CORP. | — | $3K | $3K | 0.80% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $15K | — | $15K | 5.71% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $11K | — | $11K | 4.34% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 3.22% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $8K | — | $8K | 2.93% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 2.83% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.91% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 0.85% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $983 | — | $983 | 0.37% |
| W F HILL AND ASSOCIATES INC3 Filed as: HILL, COREY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $59 | — | $59 | 0.02% |
| KEMP G PILE3 Filed as: KEMP, TERESA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $48 | — | $48 | 0.02% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $25 | — | $25 | 0.01% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.33% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $904 | — | $904 | 1.40% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $583 | — | $583 | 0.90% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $455 | — | $455 | 0.71% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $276 | — | $276 | 0.43% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $239 | — | $239 | 0.37% |
| LACOUNT, WILLIAM3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $100 | — | $100 | 0.16% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $95 | — | $95 | 0.15% |
| ENGLISH, LAURA3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $66 | — | $66 | 0.10% |
| THE CLEMONS COMPANY3 Filed as: CLEMONS, KAYNA | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $45 | — | $45 | 0.07% |
| ADERHOLT, TIMOTHY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $739 | — | $739 | 2.22% |
| DALE I DAVIS3 Filed as: DALE, YOLY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $561 | — | $561 | 1.69% |
| HULSEY, COREY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $558 | — | $558 | 1.68% |
| M.E. WILSON COMPANY, LLC3 Filed as: WILSON, JOHNNY | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $314 | — | $314 | 0.95% |
| BULLOCK, MICHAEL3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $204 | — | $204 | 0.61% |
| REEVES, RANDY3 | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $93 | — | $93 | 0.28% |
| ALEXANDER BENEFITS CONSULTING3 Filed as: ALEXANDER, DARREN | — | LIBERTY NATIONAL LIFE INSURANCE COMPANY | $4 | — | $4 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,987 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 34 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,021 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 7,987 | $6.9M |
| Vision | AMERITAS LIFE INSURANCE CORP. | 5,462 | $380K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 7,987 | $6.9M |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 7,987 | $6.9M |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 7,987 | $6.9M |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 7,486 | $867K |
| Other(6 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 7,987 | $8.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,987 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.