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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 2320 E. BIDWELL STREET, SUITE 100 · FOLSOM, CA 95630 | Advisory (Participants) | $46,532 |
UBS FINANCIAL SERVICES INC3 years Filed as: UBS FINANCIAL SERVICES Service code 26 · EIN 13-2638166 | Advisory (Participants) | $20,813 |
Service code 26 · EIN 81-2550846 | Advisory (Participants) | $18,700 |
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $16,137 |
PACIFIC FINANCIAL GROUP, INC7 years Service code 26 977 108TH AVENUE · NE BELLEVUE, WA 98004 | Advisory (Participants) | $15,682 |
WELLS FARGO BANK, N.A.8 years Filed as: WELLS FARGO ADVISORS LLC Service code 26 · EIN 72-1560834 | Advisory (Participants) | $14,136 |
MATRIX TRUST COMPANY7 years Service code 18 | Float revenue; Custodial (securities)... | $0 |
MATRIX TRUST COMPANY7 years Filed as: MSCS FINANCIAL SERVICES Service code 59 | Shareholder Servicing | $0 |
TD AMERITRADE, INC.9+ years Service code 19 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $531,434 | $91,439+481.2% | $135,974+290.8% | $71,511+643.1% |
| Participation rate | 89.4% | 75.7%+13.8pp | 81.9%+7.5pp | 67.9%+21.5pp |
| Annual return | 17.23% | 29.90%-12.7pp | 68.30%-51.1pp | 28.86%-11.6pp |
| Employer contribution / active EE | $21,146 | $3,705+470.8% | $4,859+335.2% | $2,589+716.7% |
| Participant deferral / active EE | $11,533 | $7,093+62.6% | $7,760+48.6% | $4,291+168.8% |
| Admin fee / account holder | $677 | $1,267-46.5% | $10,767-93.7% | $1,588-57.4% |