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| Provider | Service type | Compensation |
|---|---|---|
BEACON POINTE ADVISORS LLC4 years Filed as: BEACON POINTE ADVISORS, LLC Service code 26 · EIN 68-0488677 | Advisory (Participants) | $63,599 |
Filed as: MERRILL LYNCH Service code 26 2320 E. BIDWELL STREET, SUITE 100 · FOLSOM, CA 95630 | Advisory (Participants) | $45,279 |
Filed as: UBS FINANCIAL SERVICES Service code 26 · EIN 13-2638166 | Advisory (Participants) | $18,562 |
PACIFIC FINANCIAL GROUP, INC5 years Service code 26 977 108TH AVENUE · NE BELLEVUE, WA 98004 | Advisory (Participants) | $18,117 |
Service code 26 · EIN 81-2550846 | Advisory (Participants) | $17,589 |
WELLS FARGO BANK, N.A.6 years Filed as: WELLS FARGO ADVISORS LLC Service code 26 · EIN 72-1560834 | Advisory (Participants) | $14,036 |
TD AMERITRADE, INC.7+ years Service code 19 · EIN 82-0543156 | Securities Custodian | $12,499 |
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $8,933 |
MATRIX TRUST COMPANY5 years Service code 18 · EIN 75-3182674 | Float revenue; Trustee (directed); Ot... | $0 |
MATRIX TRUST COMPANY4 years Filed as: MSCS FIN SERVICES DIV OF BROADRIDGE Service code 59 · EIN 33-1151291 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $559,399 | $104,479+435.4% | $159,474+250.8% | $79,391+604.6% |
| Participation rate | 98.5% | 76.6%+21.8pp | 82.8%+15.6pp | 70.7%+27.8pp |
| Annual return | 15.57% | 67.98%-52.4pp | 263.68%-248.1pp | 116.88%-101.3pp |
| Employer contribution / active EE | $20,434 | $3,417+498.0% | $4,831+323.0% | $2,428+741.7% |
| Participant deferral / active EE | $10,925 | $6,468+68.9% | $7,353+48.6% | $4,046+170.0% |
| Admin fee / account holder | $1,000 | $711+40.6% | $10,802-90.7% | $627+59.7% |