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| Provider | Service type | Compensation |
|---|---|---|
FIRST FOUNDATION ADVISORS3+ years Service code 26 · EIN 32-0221828 | Advisory (Participants) | $34,194 |
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $23,296 |
Service code 26 977 108TH AVENUE · NE BELLEVUE, WA 98004 | Advisory (Participants) | $14,108 |
Filed as: CITI PRIVATE BANK Service code 26 650 TOWN CENTER DRIVE, SUITE 1550 · COSTA MESA, CA 92626 | Advisory (Participants) | $11,984 |
WELLS FARGO BANK, N.A.2 years Filed as: WELLS FARGO ADVISORS LLC Service code 26 · EIN 72-1560834 | Advisory (Participants) | $7,303 |
Service code 26 660 NEWPORT CENTER DRIVE, SUITE 460 · NEWPORT BEACH, CA 92660 | Advisory (Participants) | $7,090 |
TD AMERITRADE, INC.3+ years Filed as: TD AMERITRADE Service code 59 · EIN 82-0543156 | Shareholder Servicing | $3,555 |
MATRIX TRUST COMPANY1 year Service code 18 · EIN 75-3182674 | Custodial (other than securities); Tr... | $0 |
MATRIX TRUST COMPANY1 year Filed as: MSCS FINANCIAL SERVICES Service code 50 | Direct Payment | $0 |
TD AMERITRADE, INC.3+ years Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,499 | $80,753+445.5% | $136,298+223.2% | $62,293+607.1% |
| Participation rate | 85.0% | 73.5%+11.5pp | 81.9%+3.1pp | 69.5%+15.5pp |
| Annual return | 13.78% | 35.83%-22.1pp | 5156.27%-5142.5pp | 28.90%-15.1pp |
| Employer contribution / active EE | $17,171 | $2,884+495.4% | $4,696+265.7% | $2,042+740.8% |
| Participant deferral / active EE | $9,001 | $5,164+74.3% | $6,247+44.1% | $3,169+184.0% |
| Admin fee / account holder | $500 | $525-4.8% | $9,244-94.6% | $479+4.3% |