Retirement plan

STRADLING, YOCCA, CARLSON & RAUTH PROFIT SHARING PLAN

Name: STRADLING YOCCA CARLSON & RAUTH, P.C. - STRADLING, YOCCA, CARLSON & RAUTH PROFIT SHARING PLAN (2015) Form 5500
Creator: STRADLING YOCCA CARLSON & RAUTH, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, STRADLING, YOCCA, CARLSON & RAUTH PROFIT SHARING PLAN, STRADLING YOCCA CARLSON & RAUTH, P.C.

STRADLING YOCCA CARLSON & RAUTH, P.C.EIN 95-3347002Plan #001PY 2015

660 NEWPORT CENTER DRIVE, STE 1600 - NEWPORT BEACH, CA 926606422949-725-4000stradlinglaw.comLinkedIn51-200 employeeslaw practice

Other plans on this EIN

1 filing

#003Retirement-$9.4M assets

Prospect flagsLow returnsHigh feesLow participationHigh assets / participant

How to read this page

Total assets (EOY)

$71.1M

No prior year

Total participants

244

No prior year

Average account balance

$376,105

No prior year

Annual return

-6.13%

No prior year

Benchmarks

See 4,662 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort4,662 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$111.51M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$590K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

189

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$4.58M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$34K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+7.19%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$690

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
FIRST FOUNDATION ADVISORS1+ years Service code 26 · EIN 32-0221828	Advisory (Participants)	$46,687
AMERICAN UNITED LIFE INSURANCE CO1+ years Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846	Recordkeeping	$26,359
TD AMERITRADE, INC.1+ years Filed as: TD AMERITRADE Service code 26 · EIN 47-0533629	Advisory (Participants)	$7,959
MATRIX TRUST COMPANY1+ years Filed as: MG TRUST COMPANY DBA MATRIX TRUST C Service code 62 · EIN 75-3182674	Float revenue; Soft dollars commissions	$0
TD AMERITRADE, INC.1+ years Service code 59	Shareholder Servicing	$0

Plan features & details

Pension benefit codes2A2E2F2G2J2R2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$81K

$449 / participant

Investment mgmt$53K65.7%
Other / not subdivided$28K34.3%

% of EOY assets

0.114%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HEMMING MORSE, LLP
Auditor EIN: 300702322
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$376,105

$70,002+437.3%

$115,038+226.9%

$52,331+618.7%

Participation rate

69.4%

72.1%-2.7pp

81.4%-11.9pp

68.1%+1.3pp

Annual return

-6.13%

4.04%-10.2pp

26.14%-32.3pp

4.54%-10.7pp

Employer contribution / active EE

$13,046

$2,715+380.5%

$4,608+183.1%

$1,882+593.3%

Participant deferral / active EE

$6,480

$4,920+31.7%

$6,026+7.5%

$3,022+114.4%

Admin fee / account holder

$427

$566-24.5%

$8,175-94.8%

$592-27.8%

Provider

Service type

Compensation

FIRST FOUNDATION ADVISORS1+ years

Service code 26 · EIN 32-0221828

Advisory (Participants)

$46,687

AMERICAN UNITED LIFE INSURANCE CO1+ years

Filed as: ONEAMERICA RETIREMENT SERVICES LLC

Service code 15 · EIN 46-5378846

Recordkeeping

$26,359

TD AMERITRADE, INC.1+ years

Filed as: TD AMERITRADE

Service code 26 · EIN 47-0533629

Advisory (Participants)

$7,959

MATRIX TRUST COMPANY1+ years

Filed as: MG TRUST COMPANY DBA MATRIX TRUST C

Service code 62 · EIN 75-3182674

Float revenue; Soft dollars commissions

TD AMERITRADE, INC.1+ years

Service code 59

Shareholder Servicing

STRADLING, YOCCA, CARLSON & RAUTH PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

STRADLING, YOCCA, CARLSON & RAUTH PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion