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| Provider | Service type | Compensation |
|---|---|---|
FIRST FOUNDATION ADVISORS2+ years Service code 27 · EIN 32-0221828 | Advisory (Plan) | $31,509 |
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $24,548 |
TD AMERITRADE, INC.2+ years Filed as: TD AMERITRADE Service code 27 · EIN 47-0533629 | Advisory (Plan) | $12,683 |
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO ADVISORS LLC Service code 27 · EIN 72-1560834 | Advisory (Plan) | $6,189 |
MATRIX TRUST COMPANY1 year Filed as: MG TRUST CO DBA MATRIX TRUST CO Service code 62 · EIN 75-3182674 | Soft dollars commissions; Float revenue | $0 |
TD AMERITRADE, INC.2+ years Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,006 | $75,183+421.4% | $123,894+216.4% | $55,167+610.6% |
| Participation rate | 90.8% | 72.8%+18.0pp | 81.4%+9.4pp | 69.0%+21.8pp |
| Annual return | 6.68% | 19.01%-12.3pp | 47.52%-40.8pp | 169.23%-162.5pp |
| Employer contribution / active EE | $18,485 | $2,823+554.7% | $4,617+300.4% | $1,963+841.9% |
| Participant deferral / active EE | $9,745 | $5,084+91.7% | $5,984+62.9% | $3,054+219.1% |
| Admin fee / account holder | $379 | $663-42.7% | $8,357-95.5% | $504-24.7% |