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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,750 | $232,540-57.5% | $185,117-46.7% | $147,586-33.1% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 13.05% | 43.03%-30.0pp | 40.50%-27.4pp | 578.59%-565.5pp |
| Employer contribution / active EE | $1,046 | $5,195-79.9% | $4,182-75.0% | $4,876-78.6% |
| Participant deferral / active EE | $2,843 | $5,834-51.3% | $5,045-43.6% | $5,439-47.7% |
| Admin fee / account holder | $12,256 | $10,275+19.3% | $8,159+50.2% | $10,886+12.6% |