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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,114 | $228,395-40.4% | $185,861-26.8% | $158,982-14.4% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 11.76% | 40.82%-29.1pp | 35.96%-24.2pp | 302.99%-291.2pp |
| Employer contribution / active EE | $1,046 | $4,968-78.9% | $4,088-74.4% | $4,763-78.0% |
| Participant deferral / active EE | $2,570 | $6,417-60.0% | $5,634-54.4% | $5,983-57.0% |
| Admin fee / account holder | $3,371 | $11,869-71.6% | $9,503-64.5% | $11,252-70.0% |